Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Revenue: Jurnal Manajemen Bisnis Islam Mutanaqishah: Journal of Islamic Banking
Sania Nuraziza
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
The Impact of Financial Risk, Liquidity Risk, and Operational Risk on Islamic Rural Bank Performance Nita Gustiyana; Sania Nuraziza
Mutanaqishah: Journal of Islamic Banking Vol. 5 No. 2 (2025): July - December
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v5i2.2825

Abstract

Purpose – This study aims to analyze the effect of the application of financing risk management, liquidity, and operations on the performance of Sharia Rural Banks (SRB) in Bandar Lampung from 2014 to 2024. Methodology – Type of data in this study using quantitative methods in the form of secondary data from the financial statements of the Sharia Rural Banks contained in the entire city of Bandar Lampung to obtain data from Bandar Lampung Islamic Bank PT. BPRS Bandar Lampung and PT BPRS Mitra Agro Usaha.  The nature of explanatory research. The population in this study comprises all Sharia Rural Banks in Lampung from 2014 to 2024. The sampling method is saturated sampling.  The method of data analysis used in this study is multiple linear regression analysis, utilizing SPSS software. Findings – The results showed that simultaneously variable Financing Risk, Liquidity Risk, and Operational Risk significantly affect the profitability of Sharia Rural Banks in Bandar Lampung. Implications – SRB management can use the research findings to identify areas of weakness in the application of financing, liquidity, and operational risk management. This will help them devise more effective risk mitigation strategies. Originality – Sharia Rural Banks, in achieving their profitability, will undoubtedly face various risks; risk management is a crucial filter in identifying, measuring, monitoring, and controlling the course of the bank's business activities. Risks that occur will cause losses to the bank if not detected and managed correctly, so the bank must implement effective risk management.
Building Green Trust: How Eco-Friendly Advertising Shapes Beauty Consumption in Indonesia Sania Nuraziza; Eva Yuniarti Utami; Agus Suaidi Hasan
REVENUE: Jurnal Manajemen Bisnis Islam Vol. 7 No. 1 (2026)
Publisher : Sharia Business Management UIN Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/revenue.v7i1.32918

Abstract

The study analyzes the influence of green advertising on green purchasing behaviors through the mediating effect of green trust. The empirical research employs a quantitative research method where the data was collected through a questionnaire administered to 120 eco-conscious consumers of local beauty products via purposive sampling. The collected data was analyzed using PLS-SEM. The empirical findings indicate that green advertising positively influences green trust and green purchase decisions. Moreover, green trust positively influences green purchasing decisions and serves as a complementary partial mediator that significantly increases the indirect influence of green advertising on purchasing decisions. The theoretical model has high explanatory power in explaining green consumer behavior in the local beauty industry. The marketing practitioners should emphasize transparency and authentic eco-messages as well as third-party certifications rather than promotional efforts in order to create green trust and overcome the issue of greenwashing skepticism. From a theoretical standpoint, the paper emphasizes green trust as the key psychological link between green communications and consumer actions in emerging markets. The main limitations of this study include the cross-sectional nature of the research design and use of self-reporting data collection. Keywords: Green Advertising, Green Trust, Green Purchase Decision, Beauty Products, Consumer Behavior.  
Co-Authors Eva Yuniarti Utami Hasan, Agus Suaidi Nita Gustiyana