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All Journal Nuras : Jurnal Pengabdian Kepada Masyarakat JSE: Jurnal Sharia Economica
Sabila, Wan Shalah
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Humanities Economics, Econometrics & Finance Education Environmental Science Social Sciences

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SAHAM SYARIAH: AKAD-AKAD SAHAM SYARIAH DAN PRAKTIKNYA DI NEGARA INDONESIA & QATAR Silviany, Ratih; Awaliyah, Annisa Fitri; Anantha, Agung; Sabila, Wan Shalah; Batubara, Maryam
JSE: Jurnal Sharia Economica Vol. 4 No. 4 (2025): Oktober
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i4.2327

Abstract

Sharia-compliant stocks represent a rapidly growing investment instrument in line with increasing awareness of Islamic economic principles. Unlike conventional stocks, Sharia stocks are based on specific Islamic contracts (akad) such as musyarakah and mudharabah, ensuring transactions comply with Sharia law. This paper aims to explore the types of Sharia contracts applied in equity investment and compare their practical implementation in two distinct Islamic financial environments: Indonesia and Qatar. Using a normative-comparative approach and literature review methodology, this study examines the regulatory frameworks, fatwas, and institutional structures governing Sharia capital markets in both countries. The findings reveal that while both nations uphold the foundational principles of Islamic finance prohibiting riba (interest), gharar (excessive uncertainty), and maysir (speculation) they differ significantly in the operationalization of Sharia compliance. Indonesia relies heavily on the Fatwa of the National Sharia Council (DSN-MUI) and supervision by the Financial Services Authority (OJK), whereas Qatar applies standards from AAOIFI and localized Sharia boards. This study contributes to the growing discourse on Sharia capital market harmonization and provides insights for policymakers to enhance Sharia equity frameworks that align with maqasid al-shariah.
Pemberdayaan Ekonomi UMKM Berbasis Kearifan Lokal di Desa Budaya Lingga Kabupaten Karo Damanik, Intan Juwita; Yuanita, Putri; Sembiring, Rahmawati Br; Sabila, Wan Shalah; Harahap, Muhammad Ikhsan
Nuras : Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026): January (In Progress)
Publisher : Lembaga Pendidikan, Penelitian, dan Pengabdian Kamandanu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/nuras.v6i1.854

Abstract

Lingga Cultural Village in Karo Regency has a strong potential for local wisdom, but its use in community economic development, especially Micro, Small, and Medium Enterprises (MSMEs) is still not optimal. The main problems include limitations in product packaging, branding, and marketing strategies that are able to represent Karo's cultural values. The Real Work Lecture Program (KKN) aims to empower the MSME economy based on local wisdom to increase business competitiveness. The implementation method uses the Participatory Action Research (PAR) approach involving 10 partner MSMEs engaged in culinary and traditional handicrafts. The program is implemented through three main activities, namely: 1) re-branding and packaging design workshops based on Karo's motives and philosophy; 2) digital marketing training with an emphasis on product culture storytelling; and 3) simple business management assistance. Program evaluation is carried out through observation, interviews, and comparison of conditions before and after activities. The results of the program show an increase in the capacity of MSMEs, characterized by 100% of partner MSMEs having a new visual identity, an increase in digital promotion activities from 30% to 80% of MSMEs active on social media, and the compilation of product narratives based on local culture. This program concludes that the empowerment of MSMEs that focuses on strengthening local wisdom is effective in increasing business competitiveness while contributing to the preservation of the cultural identity of the Lingga Cultural Village.
Co-Authors Anantha, Agung Awaliyah, Annisa Fitri Batubara, Maryam Damanik, Intan Juwita Harahap, Muhammad Ikhsan Putri Yuanita Sembiring, Rahmawati Br Silviany, Ratih