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PENGARUH INKLUSI KEUANGAN, EFFISIENSI KEUANGAN DAN PDB PER KAPITA TERHADAP KEBERLANJUTAN KEUANGAN Anggraenni, Dina; Anam, A.Khoirul
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 14 No. 4 (2025): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v14i4.3476

Abstract

Introduction: This study makes an original contribution by: (1) focusing the analysis on the heterogeneous Asian context, (2) integrating three key determinants of financial stability into a single model, and (3) examining non-linear effects and differences in outcomes across country groups based on income levels. This study aims to analyze the influence of financial inclusion, financial efficiency, and GDP per capita on the sustainability of financial systems in 36 Asian countries for the period 2015–2024.Methods: This study employs a quantitative approach, utilizing panel data from the Global Financial Development Database (World Bank). The analysis was conducted using Principal Component Analysis (PCA) to form composite variables, followed by Feasible Generalized Least Squares (FGLS) regression to estimate the effects of the independent variables.Results: Financial inclusion (bank branches/ATMs) significantly impacts financial sustainability. Financial efficiency has a significant positive effect on financial sustainability. GDP per capita has a significant positive effect on financial sustainability.Conclusion and suggestion: This study produces several important findings that make significant contributions to the finance and development literature. The analysis shows that financial efficiency, particularly as measured by profitability, has a positive and significant impact on the sustainability of the financial system in the Asian region. The analysis also indicates that GDP per capita has a significant impact on financial sustainability, although with indications of a non-linear relationship. This is expected to become a financial inclusion policy that not only expands access but also maintains financial system stability. Furthermore, the finding of a non-linear relationship between GDP per capita and financial stability can be an important consideration in formulating macroeconomic policies that impact the financial sector. Keywords: Financial Inclusion, Financial Efficiency, GDP per Capita, and Financial Sustainability
Sistem Informasi Geografis Pemetaan Jumlah Kendaraan Bermotor Dan Tingkat Emisi Karbon Di Jawa Barat Ashari, Rifda Arifah; Herlambang, B.A.; Anam, A.Khoirul
PELITA JURNAL PENELITIAN DAN KARYA ILMIAH Vol 26 No 2 (2026): Pelita : Jurnal Penelitian dan Karya Ilmiah [Juli - Desember]
Publisher : UNIVERSITAS ISLAM SYEKH - YUSUF TANGERANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33592/pelita.v26i2.7972

Abstract

The increase in the number of motorized vehicles in various regions of Indonesia has a direct impact on the high carbon emissions produced from the fossil fuel burning process. Carbon emissions are one of the main contributors to air pollution and also have an impact on accelerating global warming. This study aims to analyze the relationship between the numberof motor vehicles and the level of carbon emissions in the West Java region using the Geographic Information System (GIS) approach. Through the integration of spatial and non-spatial data, the system is designed to map the distribution of motor vehicles, calculate carbon emission estimates, and present thematic maps depicting areas with high emission levels. The results of this study are expected to be able to provide accurate visual information about the pattern of carbon emission distribution, so that it can be a reference for sustainable transportation policy making. 
Sistem Informasi Geografis Analisis Perbandingan Kejadian Kejahatan dan Persebaran Pos Kamling Kecamatan Brebes Tahun 2023 Kresna, Ande; Herlambang, B.A.; Anam, A.Khoirul
PELITA JURNAL PENELITIAN DAN KARYA ILMIAH Vol 26 No 2 (2026): Pelita : Jurnal Penelitian dan Karya Ilmiah [Juli - Desember]
Publisher : UNIVERSITAS ISLAM SYEKH - YUSUF TANGERANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33592/pelita.v26i2.8183

Abstract

Environmental security is an important aspect in maintaining public order, particularly in areas with high social activity. This study aims to analyze the spatial relationship between the distribution of Neighborhood Security Posts (Pos Kamling) and crime levels in Brebes Subdistrict in 2023 using a Geographic Information System (GIS). The data used in this study are secondary data in the form of the number of Pos Kamling and records of resolved crime cases, obtained from the Brebes Sector Police and the Brebes Regency Central Bureau of Statistics. The research method employed is descriptive spatial analysis using an overlay technique of administrative boundary maps with QGIS software. The results show that out of 23 villages/urban villages in Brebes Subdistrict, 11 areas are categorized as safe due to the absence of reported crime cases. Brebes Urban Village and Pasarbatang recorded the highest crime rates, with 5 and 4 resolved crime cases respectively, despite having a relatively high number of Pos Kamling. These findings indicate that the high number of Pos Kamling in urban areas is a response to higher security vulnerability rather than solely an indicator of low crime levels. The application of GIS in this study provides informative spatial visualization that can serve as a basis for evaluation and policy formulation in environmental security management at the subdistrict level.