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All Journal Jurnal Ilmiah Dunia Hukum Jurnal Hukum dan Pembangunan
Prehatini, Yuniar
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Law, Crime, Criminology & Criminal Justice

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Digital Transformation of Mortgage Rights: Juridical Implications for Creditor Protection Prehatini, Yuniar
Jurnal Ilmiah Dunia Hukum VOLUME 9 ISSUE 2 APRIL 2025
Publisher : PDIH Untag Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/jidh.v9i2.5590

Abstract

The development of digital technology has brought about a revolution in various aspects of life, including in the legal and land administration systems in Indonesia. This study examines the dynamics of the digital transformation of mortgage rights through the implementation of an electronic system (HT-el) initiated by the Ministry of Agrarian Affairs and Spatial Planning/National Land Agency (ATR/BPN). Using a normative legal method, the study explores the legal implications of this digital transformation on the legal protection of creditors. The results indicate that HT-el not only accelerates and simplifies the registration process for mortgage rights but also enhances transparency, accountability, and legal certainty for all parties involved. However, this digitalization is also accompanied by challenges such as data entry errors, human resource readiness, and electronic data security, which require further attention. Furthermore, the executory power inherent in electronic certificates provides creditors with an effective legal protection mechanism without having to go through lengthy court proceedings in the event of default. This study recommends strengthening regulations, intensive socialization, and improving technological capacity so that the digital transformation of mortgage rights can run optimally and provide maximum protection for creditors. This study is expected to serve as an important reference for policymakers and legal practitioners in addressing the digitalization of the land collateral system in Indonesia.
Digital Constitutionalism: Resistensi Kebebasan Berpendapat di Indonesia dalam Hegemoni Algoritma Ruang Digital Prehatini, Yuniar; Devi, Linda Noviana Mita
Jurnal Hukum & Pembangunan Vol. 55, No. 4
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Era digital membawa transformasi dalam segala aspek kehidupan. Perkembangan teknologi menghadirkan perkembangan zaman pada sisi positif dan negatif dimana penggunaan ruang digital yang dapat diakses tanpa batasan wilayah. Kebebasan diartikan melalui teknologi dengan adanya akses ruang digital memberikan kemudahan akses kepada siapa pun. Melalui algoritma digital, segala hal baik dari aspek budaya, politik, maupun ekonomi dapat diketahui sehingga hal ini juga dapat menimbulkan keresahan apabila tidak diatur batasan akan keberadaannya. Penelitian ini menggunakan penelitian normatif yang fokus pada analisis terhadap norma, asas, doktrin, dan teori hukum yang berkaitan dengan perlindungan hak asasi manusia di ruang digital. Hasil penulisan ini menunjukkan pengenalan dan pentingnya prinsip konstitusionalisme digital yang berkaitan erat dengan HAM yang pada perkembangan di zaman ini mengalami pergeseran makna akan kebebasan yang dikemukakan yang kemudian disandingkan dengan peluang penerapan di wilayah Indonesia. Adanya hambatan akan penerapan prinsip tersebut akan diminimalisir dengan upaya perbaikan pendidikan dan peningkatan minat literasi di Indonesia.
Co-Authors Devi, Linda Noviana Mita