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All Journal Al-Hisbah Jurnal Ekonomi Syariah Al-bank: Journal of Islamic Banking and Finance
Gustomi, Asrul
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Religion Economics, Econometrics & Finance Social Sciences Other

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Analisis Penyebab Pengusaha Peron Kelapa Sawit Tidak Membayar Zakat Di Kecamatan Tigo Nagari Kabupaten Pasaman Perspektif Ekonomi Islam Gustomi, Asrul; Fahlefi, Rizal; Firdaus, Nil
Al-Hisbah Jurnal Ekonomi Syariah Vol 5 No 2 (2025): Jurnal Alhisbah
Publisher : Institute Agama Islam Tafaqquh Fiddin Dumai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57113/his.v5i2.473

Abstract

This study aims to analyze the factors causing palm oil platform entrepreneurs not to pay zakat from an Islamic economic perspective, analyze the obstacles and challenges of palm oil platform entrepreneurs in paying zakat and to describe how religious leaders socialize the importance of paying zakat in palm oil platform businesses. This study was conducted on Palm Oil Platform entrepreneurs in Tigo Nagari District, Pasaman Regency. This type of research is field research with a qualitative approach. Data sources in this study are primary data sources and secondary data sources. The techniques used in data collection are observation, interviews and documentation. The techniques for analyzing data in this study are data reduction, data presentation and conclusions. The techniques for guaranteeing the validity of data in this study are source triangulation and time triangulation. The results of this study reveal that the factors causing palm oil platform entrepreneurs in Tigo Nagari District, Pasaman Regency not to pay zakat are understanding, low trust in amil zakat, excessive lifestyle, religiosity, social environment and the absence of sanctions by the government. Obstacles and challenges in the palm oil platform business are caused by unstable palm oil harvests and price fluctuations, difficulties in financial record-keeping, and high competition among platform owners. Religious leaders have been promoting the importance of paying zakat for palm oil platform businesses by visiting the homes of platform owners and holding lectures and religious studies.
Pengaruh Literasi Keuangan, Risk Tolerance, Dan Experienced Regret Terhadap Pemilihan Jenis Investasi Keuangan Syariah Pada Generasi Millenial Wahyuni, Elmiliyani; Yenti, Fitri; rizal, Rizal; Gustomi, Asrul
Al-bank: Journal of Islamic Banking and Finance Vol 4 No 1 (2024): January - June 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i1.10911

Abstract

The purpose of this study was to examine the effect of financial literacy, risk tolerance and experienced regret on the selection of types of Islamic financial investments in the millennial generation in Indonesia. This study used purposive sampling and convenience sampling there were 8,483,213 respondents and sampling using the Slovin formula with an error rate of 10% which obtained a sample of 100 respondents. The analysis technique uses multiple lieniar regression. The results showed that financial literacy affects the selection of Islamic financial investment types, while Risk Tolerance has no effect on the selection of Islamic financial investment types, and experienced regret has a positive and significant effect on the selection of Islamic investment types, and simultaneously the influence of financial literacy, Risk Tolerance and experienced regret affects the selection of Islamic investment types..  
Co-Authors Fahlefi, Rizal Firdaus, Nil Rizal Rizal Wahyuni, Elmiliyani Yenti, Fitri