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All Journal Journal of Accounting and Management (JAM)
Ariselip
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Economics, Econometrics & Finance

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Personal Finance Management in the Digital Age; Opportunities, Challenges, and Strategies for Indonesians Ariselip; Tarigan , Heskeyel Pranata
Journal of Accounting and Management Vol. 1 No. 2 (2024): December
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jam.v1i2.940

Abstract

Personal financial management is a vital skill to manage income, expenses, savings, and investments to achieve financial well-being. In the digital era, the emergence of financial technology (fintech) brings new opportunities as well as challenges for Indonesian society. This article examines the theoretical basis of personal financial management, the level of financial literacy of the community, the role of fintech, and the challenges that arise. Through a literature study and case study approach, this article outlines effective financial management strategies and recommendations to improve the economic well-being of the community in a sustainable manner. This study also highlights the role of digital financial education and regulation in creating a healthy financial ecosystem.
Co-Authors Tarigan , Heskeyel Pranata