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All Journal Transformatif Review of Islamic Social Finance and Entrepreneurship
Asya'bani, Nispia
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Religion Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Analysis of the impact of zakat fund distribution on mustahik productivity in Indonesia Asya'bani, Nispia; Afifa, Ulfia Nur; Widiastuti, Tika; Mawardi, Imron; Soleh, Mochamad
Review of Islamic Social Finance and Entrepreneurship Volume 4 Issue 2, 2025
Publisher : Center for Islamic Economics and Development Studies [P3EI]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RISFE.vol4.iss2.art7

Abstract

Purpose – This study examines the influence of zakat fund distribution on the productive behavior patterns of mustahiks in Indonesia, involving the moderating role of financial literacy. This study additionally examines the alterations in the behavior patterns of mustahiks following the receipt of zakat fund assistance.Methodology – This study employed a sequential explanatory mixed-methods design to examine the behavioral impacts of zakat distribution. In the quantitative phase, survey data were collected from 109 purposively selected mustahiks, using Likert-type items. The data were analyzed through Partial Least Squares Structural Equation Modeling (PLS-SEM) to estimate the effects of Zakat distribution on both productive and consumptive behavior, while also testing the moderating role of financial literacy.Findings – The results show that the variable of zakat fund distribution has a positive and significant effect on the productive and consumptive behavior of mustahik. The interplay of Sharia financial literacy as a moderating component can affect the connection between zakat fund distribution.Implications – The results of this research can be used as a reference for zakat institutions to monitor the impact of zakat fund distribution on beneficiaries and understand the factors influencing it.Originality – This research contributes to the existing literature by providing concrete evidence regarding the impact of zakat fund distribution on the behavior patterns of mustahiks, whether they receive productive or consumptive zakat. Additionally, there is an examination of the role of financial literacy, which acts as a factor that can strengthen or weaken that relationship.
Bagaimana Keberlanjutan Zakat dan Dampak Makroekonomi dalam Mengurangi Pengangguran: Peran Zakat dan Variabel Makroekonomi dalam Mengurangi Pengangguran di Indonesia Indirwan, Syanisma Khansa; Suprayitno, Aryadimas; Asya'bani, Nispia; Rusgianto, Sulistya
Transformatif Vol 9 No 2 (2025): ISSUED IN OCTOBER 2025
Publisher : POSTGRADUATE OF PALANGKA RAYA STATE ISLAMIC INSTITUTION

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/tf.v9i2.10528

Abstract

This study examines the short- and long-term impacts of inflation, economic growth, and zakat on unemployment in Indonesia, utilizing quarterly time-series data from 2011Q1 to 2022Q4. The unemployment rate serves as the dependent variable, while the independent variables comprise inflation, Gross Domestic Product (GDP), and total zakat distribution. The analysis employs the Vector Error Correction Model (VECM) to capture both the short-run dynamics and long-run equilibrium relationships among the variables. The empirical results reveal that, in the short run, inflation exerts no significant effect on unemployment, whereas zakat has a positive and significant influence, and economic growth demonstrates a negative and significant impact. In the long run, however, both inflation and economic growth have a positive and significant effect on unemployment, while zakat exhibits a negative and significant effect. These findings underscore the importance of maintaining price stability, enhancing productivity-oriented allocation of zakat, and fostering inclusive and high-quality economic growth to effectively reduce unemployment in Indonesia.
Co-Authors Afifa, Ulfia Nur Imron Mawardi Indirwan, Syanisma Khansa Rusgianto, Sulistya Soleh, Mochamad Suprayitno, Aryadimas Tika Widiastuti