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All Journal GEMA EKONOMI Jurnal Ekonomi, Teknologi dan Bisnis
Pasha, Elsa Islammia
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Astronomy Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Industrial & Manufacturing Engineering Mechanical Engineering

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Business Model Innovation Strategy To Increase Business Resilience In The Retail Sector In The Era Of Digital Disruption (Case Study In 2023) Pasha, Elsa Islammia
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 2 No. 12 (2023): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/y9m60y37

Abstract

The global retail sector is undergoing a fundamental transformation due to digital disruption, which is changing consumer behavior and demanding adaptation of business models. Business resilience is critical in this era, where companies must be able to innovate to survive and grow. Business Model Innovation (BMI) is emerging as a key strategy to meet these challenges, especially in the context of increasingly complex competition post-pandemic. This study aims to identify the forms of BMI adopted by retail companies in 2023, analyze their contribution to business resilience, and formulate a BMI strategic framework to improve business resilience in the retail sector. The study used a qualitative approach with a holistic single case study design on one national retail company in Indonesia. Data is collected through in-depth interviews, observations, and document studies, thematically analyzed with the help of NVivo or Atlas.ti software. The implementation of BMI through the integration of omnichannel strategies, data-driven personalization, the development of multiple revenue streams, and the development of a digital ecosystem has been proven to increase business resilience. This innovation increases operational agility, customer engagement, and competitive advantage. BMI's strategy is effective in building retail business resilience in the digital era. The implication is that business actors need to integrate digital technology, agile business models, and a culture of innovation to achieve sustainable resilience.
Digital Green Economy: Integration Of Financial Technology And Circular Economy As A Sustainable Transition Strategy In Developing Countries Pasha, Elsa Islammia
GEMA EKONOMI Vol 14 No 1 (2025): GEMA EKONOMI
Publisher : Fakultas Ekonomi Universitas Gresik

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Abstract

Global economic transformation demands that developing countries shift to a more sustainable development model amidst the climate crisis, inequality, and technological disruption. This study aims to analyze the integration of financial technology (fintech) and the circular economy in building a digital green economy as a sustainable transition strategy. Using a qualitative approach based on a conceptual literature review, data was collected through a systematic review of academic articles, international reports, and public policies. The analysis shows that fintech plays a crucial role in providing inclusive financing, strengthening transparency through blockchain, and encouraging innovation in green financial products. On the other hand, the circular economy offers a low-carbon production and consumption paradigm through the principles of reduce, reuse, and recycle. The integration of the two creates strategic synergy in expanding green financial inclusion, increasing resource efficiency, and mitigating the risk of resistance to environmental transitions. However, challenges such as the digital divide, low financial literacy, and weak regulations still need to be addressed. This study recommends a multi-level strategy involving governments, the private sector, academia, and communities to accelerate the adoption of the digital green economy in developing countries.
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