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All Journal Journal of Islamic Economics and Finance Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah
Dyah Anindita Nur Wulandari
Unknown Affiliation
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Presepsi Masyarakat Kajen dalam Penggunaan Jasa Tabungan Syariah di Wilayah Kabupaten Pekalongan Selfi Nirmalasari; Siti Robiah; Muhammad Alief Fikri Dzikriansyah; Fiya Saadah Alma Fatih; Dyah Anindita Nur Wulandari
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.364

Abstract

As time goes by, economic activity in Indonesia certainly experiences development, as does the development of increasingly modern technology. This development also spread to Islamic banking. The beginning of the development of the Islamic finance industry was initiated by the inspiration of the Indonesian people, who are predominantly Muslim. The purpose of this study is to analyze how the perception of the Kajen community is related to sharia-based savings services in the Pekalongan Regency area. The method used in this study uses a qualitative approach with research subjects from the Kajen community based on a representative principle. Source of data in this study using primary data by using interviews with informants. The results of this study are that people already understand the existence of sharia savings services. Sharia savings institutions in the community include BSI, Bank Muamalat, BTM, BMT, BTN. According to public perception, sharia savings services have attractive performance and friendly service. However, there are several obstacles in terms of opening sharia savings, namely the many requirements that must be met.
Analysis Of Interests of Young Generation in Becoming an Islamic Bank Leader Dyah Anindita Nur Wulandari; Hermawan Adinugraha; Muhammad Shultoni
Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah Vol 1 No 1 (2024): Mei
Publisher : Syamilah Publishing

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Abstract

This research is based on the observation of researchers related to the number of Muslim communities more inclined to be interested in using the services of conventional banks than Islamic banks. This research uses a qualitative method with a descriptive approach. This study aims to analyze the determinants of the lack of interest from the younger generation to become customers of Islamic banks. The data analysis techniques used are interviews, observations, and documentation. Based on the results of the interview, it is suggested that the determinants of the lack of interest from the younger generation to become customers of Islamic banks are influenced by several things. First, promotional factors from Islamic banks to the public. Islamic banks are considered less competent in introducing their products. Second, infrastructure factors and unsatisfactory office networks. Infrastructure factors and office networks are an obstacle to other people's interest in switching to Islamic banks. Third, competitive factors that gain more trust make competition difficult.  The tight competition between Islamic banks and conventional banks exacerbates the existing situation.
Co-Authors Fiya Saadah Alma Fatih Hermawan Adinugraha Muhammad Alief Fikri Dzikriansyah Muhammad Shultoni Selfi Nirmalasari Siti Robiah