Ayudha Ningsih, Lita
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LIFE STYLE CHANGE MASYARAKAT PERKOTAAN TERHADAP PENGGUNAAN E-COMMERCE DITINJAU DARI ASPEK MAQOSHID SYARIAH Ayudha Ningsih, Lita
Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2022): Januari-Juni 2022
Publisher : Program Studi Ekonomi Syariah

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Abstract

By the time the life style citizen has changed. The presence of various e-commerce makes it easy for people to make buying and selling transactions. However, with the existing facilities. Does it provide benefits or provide mafsadat for each individual. Because with the convenience that there is sometimes it brings redundant nature. It is difficult to distinguish between basic needs and complementary needs. Even in the science of maqhosid sharia, it has been arranged to divide the needs based on the portions. The first is the dharuriyat level) which is related to food needs, the second is the Hajjiyat level which is a secondary need, this need is after the dharuriyat level needs where if this need is not met it will not threaten survival, the last is the Tahsiniyat level, where this need is a form of need. complement that if we do not complete and fulfill these needs, our lives become less comfortable. From several aspects of the level of fulfillment of these needs, it can be analyzed how people currently complete their life needs. Follow the lifestyle or just as needed. This research was conducted with a qualitative approach, where the researcher made the object of research on office workers in the PT La Nugraha Group a broadcast media in the city of Palembang. They are part of the Lifestyle Change using E-commerce as a medium for shopping and obtaining all the necessities of life. Life style change in society is not only changing from the consumption aspect. However, it also changes people's social life. This research also illustrates how strong the influence of e-commerce has changed the habits of urban people. And, describing the level of e-commerce users that is increasing every year.
ANALISIS EKONOMI ISLAM PADA SISTEM AKAD PINJAM MEMINJAM DI KOPERASI SIMPAN PINJAM BERINGIN INDRALAYA Pairan, Fitri; Ayudha Ningsih, Lita
Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 4 No. 01 (2022): Juli-Desember 2022
Publisher : Program Studi Ekonomi Syariah

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Abstract

Contract role important in activity cooperative save borrow. With existence contract activity Becomes more clear, directed, and detailed so that no emergence misunderstanding and no harmful second party later. Destination study this is for knowing how system implementation activity borrow borrow from cooperatives save borrow banyan Indralaya and for knowing how system implementation activity borrow borrow from cooperatives Save Borrow banyan Indralaya according to perspective Islamic economics . Method research used is study qualitative, with type study field research or study field and characteristic descriptive. As for use method data collection through observation, interview, and documentation as well as type primary data sources and secondary . Results study obtained that (1) In the ongoing process contract in the cooperative save borrow banyan Indralaya there is pillars, conditions, mechanisms and form contract that alone. Get along contract in the cooperative this that is existence second split involved parties in agreement, agreement accept, agreement written, object agreement and purpose (2) System contract save loans in cooperatives save borrow banyan Indralaya by whole has Fulfill principles sharia, that is has in line in accordance with pillars, terms, objects, and form contracts that apply in Islamic teachings. And the contracts that happened by whole allowed in Islam. However in activity return loan there is agreement at the beginning that requires pay flower permanent on loan. So that Thing the including in usury qardh and Thing the no Fulfill principle sharia .