Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal JURNAL ECONOMINA
Fajar Maulana Rifky Fauzan
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Integrasi Financial Technology Syariah Dalam Mendukung Pertumbuhan UMKM Centre Wonopringgo Teguh Irawan; Fajar Maulana Rifky Fauzan; Faiz Mazda Niamy
JURNAL ECONOMINA Vol. 3 No. 9 (2024): JURNAL ECONOMINA, September 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v3i9.1425

Abstract

Islamic fintech in Indonesia has grown rapidly, offering services such as peer-to-peer lending and crowdfunding aimed at meeting the needs of MSMEs. However, in Wonopringgo there remains a gap in terms of limited understanding and supporting infrastructure. This study seeks to explore the potential integration of Islamic fintech in supporting MSME growth in Wonopringgo, while also identifying the challenges and solutions required. The research applies a qualitative exploratory approach, using primary data from interviews with fintech practitioners and secondary data from journals and related literature. Data analysis was carried out using the interactive model and SWOT approach. Findings show that MSMEs often face difficulties accessing conventional financing due to collateral requirements and lengthy processes. Islamic fintech emerges as an alternative through sharia principles, unsecured capital, micro-financing, and flexible payment systems. With strong partnerships between fintechs, local institutions, and government, integration could enhance the performance of MSMEs in Wonopringgo.
Co-Authors Faiz Mazda Niamy Teguh Irawan