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Zainiyah, Siti
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Economics, Econometrics & Finance Electrical & Electronics Engineering Social Sciences

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENGELOLAAN KEUANGAN PADA REMAJA SMA DI DESA DUWET SITUBONDO DENGAN INKLUSI KEUANGAN SEBAGAI VARIABEL MEDIASI Zainiyah, Siti; Karnadi, Karnadi; Sari, Lita Permata
Jurnal Mahasiswa Entrepreneurship (JME) Vol 2 No 11 (2023): NOVEMBER 2023
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v2i11.3720

Abstract

The research objective was to determine the Analysis of the Factors Influencing Financial Management in High School Youth in Duwet Situbondo Village with Financial Inclusion as a Mediation Variable. In this study the sampling technique used was Saturated Sample with a total sample of 78. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM).The results of the direct effect hypothesis test using the Smart PLS 3.0 application, show that financial literacy has a positive and significant effect on financial inclusion, financial attitudes have a positive and significant effect on financial inclusion, financial literacy has a positive and significant effect on financial management, financial attitudes have a negative but significant effect on Financial management, financial inclusion has a positive and significant effect on financial management, financial inclusion has a positive but not significant effect on financial management through financial inclusion, financial attitudes have a positive and significant effect on financial management through financial inclusion.
Co-Authors Karnadi, Karnadi Lita Permata Sari