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THE EFFECT OF CIGARETTE EXCISE INCREASE AND CONSUMPTION BEHAVIOR ON THE PREVALENCE OF SMOKERS IN INDONESIA: THE ROLE OF HOUSEHOLD EXPENDITURE AS AN INTERVENING Alkaromi, Muhammad Amri
Proceeding of International Conference on Social Science and Humanity Vol. 2 No. 1 (2025): Proceeding of International Conference on Social Science and Humanity
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/icossh.v2i1.68

Abstract

Objective: This study examines the effect of cigarette excise increase and consumption behavior on the prevalence of smokers in Indonesia, with household expenditure as an intervening variable. Indonesia has one of the highest prevalence rates of smokers in the world, which has a significant impact on public health and household economic conditions. Method: Using a quantitative approach and survey-based data collection, the number of samples was determined through the stratified random sampling method with the number of samples obtained as many as 100 respondents with smokers over the age of 17 years in East Java Province. Results: The results of the study show that the increase in cigarette excise does not directly affect household spending on cigarettes. Cigarette consumption behavior is the main factor that determines the amount of household spending. Household expenditure plays an intervening variable that links the increase in cigarette excise with the prevalence of smokers. The increase in cigarette excise has a direct impact on the prevalence of smokers, but the impact is partly mediated by household spending. Novelty: To support the Government's steps in increasing cigarette excise, it should be accompanied by additional policies, such as health campaigns and restrictions on access to cigarettes. As well as additional regulations such as the ban on cigarette advertising and the smoker rehabilitation program can strengthen the effect of the excise increase.
Exploring the Financial Behavior of Micro, Small, and Medium Enterprises: Factors Influencing Financial Decision-Making Alkaromi, Muhammad Amri; Cahyono, Dwi; Santoso, Budi
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 2 (2026): April
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v14i2.9477

Abstract

Micro, Small, and Medium Enterprises (known as UMKM, standing for Usaha Mikro, Kecil, dan Menengah) play a vital role in the national economy and in advancing the Sustainable Development Goals (SDGs), including poverty reduction (SDG 1), decent work and economic growth (SDG 8), and climate action through green economy initiatives (SDG 13). This study investigates the interaction of financial literacy, FinTech adoption, and local culture in shaping the financial decision-making of UMKM in Jember. Thematic analysis reveals that financial literacy supports strategic decision-making, FinTech enhances efficiency despite challenges of trust, and local culture influences financial practices. The sustainability of UMKM is shaped by innovation, community engagement, and SDG-oriented strategies. Recommendations include strengthening financial literacy training, promoting FinTech education, and integrating sociocultural aspects into business planning.