Sari, Irine Rizkyta
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Sari, Irine Rizkyta Pengaruh Digital Payment Dan Self-Control Terhadap Perilaku Konsumtif Menggunakan Aplikasi Belanja Online (PT NCS Kemanggisan) Sari, Irine Rizkyta; Rani
Jurnal Mnajemen | Ekonomi | Akuntansi Vol 2 No 2 (2026): Maret 2026 - Mei 2026
Publisher : CV Warnak Johanna Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63921/jmaeka.v2i2.346

Abstract

This research was conducted at PT Nusantara Card Semesta Kemanggisan which aims to analyze the influence of digital payment (X1) and self-control (X2) on consumptive behavior (Y) in using online shopping applications. Data was collected through a survey of 72 card division employees using a questionnaire with a non-probability sampling technique using saturated samples. The method used in this study is a quantitative approach, data analysis is carried out using IBM SPSS Statistics ver software. 26.0. The results of the study concluded that: 1) Partially digital payment (X1) had a positive and significant effect on consumptive behavior (Y), as evidenced by a t-count value of 5,659 > t-table of 1.994 and a significance level of 0.000 < 0.05. 2) Self-control (X2) had a positive and partially significant effect on consumptive behavior (Y), with a t-count value of 6,920 > t-table of 1.994 and a significance of 0.000 < 0.05. 3) Digital payment (X1) and self-control (X2) together had a significant effect on consumptive behavior (Y), with an F-calculated value of 68,900 > F-table 3.13 and a significance level of 0.000 < 0.05.
Pengaruh Digital Payment Dan Self-Control Terhadap Perilaku Konsumtif Menggunakan Aplikasi Belanja Online (PT NCS Kemanggisan) Sari, Irine Rizkyta; Rani
Jurnal Mnajemen | Ekonomi | Akuntansi Vol 2 No 2 (2026): Maret 2026 - Mei 2026
Publisher : CV Warnak Johanna Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63921/jmaeka.v2i2.346

Abstract

This research was conducted at PT Nusantara Card Semesta Kemanggisan which aims to analyze the influence of digital payment (X1) and self-control (X2) on consumptive behavior (Y) in using online shopping applications. Data was collected through a survey of 72 card division employees using a questionnaire with a non-probability sampling technique using saturated samples. The method used in this study is a quantitative approach, data analysis is carried out using IBM SPSS Statistics ver software. 26.0. The results of the study concluded that: 1) Partially digital payment (X1) had a positive and significant effect on consumptive behavior (Y), as evidenced by a t-count value of 5,659 > t-table of 1.994 and a significance level of 0.000 < 0.05. 2) Self-control (X2) had a positive and partially significant effect on consumptive behavior (Y), with a t-count value of 6,920 > t-table of 1.994 and a significance of 0.000 < 0.05. 3) Digital payment (X1) and self-control (X2) together had a significant effect on consumptive behavior (Y), with an F-calculated value of 68,900 > F-table 3.13 and a significance level of 0.000 < 0.05.