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All Journal MALIA J-MABES
Mohammad Syaiful Suib
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Literasi Wirausaha Pada Inovasi Produk Untuk Meningkatkan Nilai Ekonomi (Studi Produk Kelapa Pada Masyarakat Rejing Tiris Probolinggo) Aulia, Irma; Mohammad Syaiful Suib
J-Mabes: Jurnal Manajemen, Akuntansi, Bisnis dan Studi Ekonomi Syariah Vol 1 No 1 (2023): J-MABES
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61181/j-mabes.v1i1.331

Abstract

This research aims to provide the community with an understanding of innovation in entrepreneurship in products in Rejing Village to improve their economy. Understanding of the economic value of coconut products is still minimal, in fact there is no use of coconuts for various products such as oil, drinks, fertilizer, crafts and so on. The method used is descriptive qualitative with a case study approach. Data collection techniques through observation, interviews, documentation and literature study. Primary data sources are village heads, communities that have coconut trees and secondary data is in the form of literature studies. The results of this research are that the community in this village still has minimal understanding of the potential that can be developed in coconut products, this is due to minimal literacy regarding the potential of coconut, the community is in a hurry to make a profit from direct sales of coconut and the community is still focused on fulfilling primary needs in other sectors such as planting teak trees and sengon trees. Digital literacy is also a very important medium in marketing digitally to increase the economic value of society and large market power in a wider reach.
The Risk Mitigation of Mitraguna Financing to Collectability 5 Customers at Bank Syariah Indonesia Mohammad Syaiful Suib; Bagas Deo Pradana
MALIA: Jurnal Ekonomi Islam Vol 14 No 2 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v14i2.3865

Abstract

The purpose of this research is to understand the methods and strategies employed by Bank Syariah Indonesia to mitigate and minimize banking risks, particularly financing risks, in its business operations. This study utilizes a literature review methodology, collecting references from previous research and examining various journals to review the banking risk mitigation strategies. Bank Syariah Indonesia is a financial institution and a subsidiary of a state-owned enterprise (BUMN) that operates based on Sharia principles. In the course of its business activities, the bank faces potential risks. Therefore, Bank Syariah Indonesia must be able to mitigate the occurrence of risks, especially in financing products. To mitigate risks, Bank Syariah Indonesia implements strategies such as evaluating prospective customers using the 7 P approach and assessing their financial capabilities through the Debt Service Ratio (DSR) and Debt Burden Ratio (DBR).
Co-Authors Aulia, Irma Bagas Deo Pradana