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All Journal Jurnal Magister Ekonomi Syariah PENAOQ: Jurnal Sastra, Budaya dan Pariwisata
M. Yusril Kholik
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Economics, Econometrics & Finance

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The Effect of Using QRIS in the Collection of Zakat, Infaq, and Alms on Economic Growth in Indonesia: An Econometric Analysis M. Yusril Kholik
Jurnal Magister Ekonomi Syariah Vol. 4 No. 1 Juni (2025): J-MES: Jurnal Magister Ekonomi Syariah
Publisher : Program Studi Magister Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmes.2025.041-02

Abstract

This study analyzes the dynamic relationship between the use of QRIS, the collection of zakat, infaq, and alms (ZIS), and economic growth in Indonesia. It contributes to the empirical understanding of ZIS as a key transmission channel linking digital payment innovation to macroeconomic growth. A quantitative approach was employed using the Vector Autoregression (VAR) model, which utilized quarterly data from 2019 to 2024. The procedures included stationarity tests, optimal lag selection, Granger causality tests, Variance Decomposition (VDC), and Impulse Response Function (IRF) analyses to examine causal links, variable contributions, and short- and long-term dynamics. The results indicate that QRIS has a significant effect on ZIS (coefficient 0.004; t-statistic 2.140; p-value 0.036), and ZIS has a significant influence on economic growth (coefficient 0.012; t-statistic 2.025; p-value 0.044). However, the direct impact of QRIS on GDP is insignificant, suggesting that QRIS drives economic growth indirectly through the intermediation of ZIS. Granger causality tests confirm one-way causality from QRIS to ZIS and from ZIS to GDP. VDC analysis shows that ZIS’s contribution to GDP variation rises from 12.48% in the initial period to 31.29% in the long term, while QRIS’s direct contribution remains limited. The IRF results further reveal a positive and sustained ZIS response to QRIS shocks, as well as a robust GDP response to ZIS shocks. Overall, the effectiveness of QRIS in promoting growth depends on strengthening ZIS collection and productive distribution. Integrating Islamic financial digitalization with ZIS intermediation accelerate inclusive and sustainable economic development.
Syi’r ‘Alā safḥi al-ahram  Dalam Dīwān Aḥmad Syauqī (Kajian Semiotika Riffaterre) M. Yusril Kholik; Nofi Fitria Indasari; Budi Ilham
Penaoq: Jurnal Sastra, Budaya dan Pariwisata Vol. 5 No. 2 (2024): Penaoq: Jurnal Sastra, Budaya dan Pariwisata
Publisher : Fakultas Sastra Universitas Nahdlatul Wathan Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1010/mbzj2d02

Abstract

This poem consists of 31 stanzas, but the most popular of these stanzas are the last two stanzas. This poem is the work of Ahmad Syauqi. In this poem there are many expressions whose full meaning cannot be understood, because there are so many figurative forms of words. This research aims to describe the meaning contained in the syi'r 'Alā safḥi al-ahram with heuristic and hermeneutic reading as well as describing the matrices, models and hypograms in the syi'r 'Alā safḥi al-ahram. The research method used in this research is a descriptive qualitative research method. The approach used in this research is a semiotic approach, namely using Riffaterre's semiotic theory. The type of research used in this research is library research. The results of a heuristic and hermeneutic reading of the poem 'Alā safḥi al-ahram by Ahmad Syauqi are a description of 1. the beauty and majesty of the Egyptian pyramids, 2. Welcome and praise for Ameen Rihani, 3. Praise for the beauty of the Arabic language. The model in this poem, the first model is in the sentence لكِ كالمعابدِ روعةٌ قدسيَّةٌ وعليك روحانيَّةُ العُبَّاد, the second model states يا نجمَ سوريَّا ولستَ بأولٍ ماذا نمَت من نيِّرٍ وقَّادِ the last model إن الذي ملأ اللغاتِ مَحاسنًا جعلَ الجمالَ وسِرَّه في الضادِ. The matrix in this poem is a compliment. The hypogram in this poem is related to the verses of the Koran and the hadith of the Prophet Muhammad. narrated by Imam Thabrani and Baihaqi.
Co-Authors Budi Ilham Nofi Fitria Indasari