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All Journal Journal of Economics and Business Letters Priviet Social Sciences Journal Journal of Business Management and Economic Development Pancasila International Journal of Applied Social Science
Ahmed, Issa G.
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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 1 
Social Consequences of Witchcraft Accusations: Marriage, Divorce, and Community Exclusion in Zanzibar Faki, Bakari Khatib; Ahmed, Issa G.
Pancasila International Journal of Applied Social Science Том 3 № 03 (2025): Pancasila International Journal of Applied Social Science
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/pancasila.v3i03.1999

Abstract

This study examines the social consequences of witchcraft accusations in Zanzibar with reference to how such accusations affected marriage, family (Divorce) and community cohesion. The study intends to learn the functioning of beliefs in witchcraft as a mechanism of stigma and social control and symbolic domination in the current Islamic and Swahili cultural systems. Depending on the analysis of secondary data and using only the qualitative exploratory design, the study relied on academic sources, ethnographies, nongovernmental organizations report, and policy documents on witchcraft beliefs and family dynamics in Africa. The analysis of data was performed thematically with references to the theory of stigma by Goffman and Bourdieu, notions of habitus and symbolic power. Findings show that witchcraft accusations divide marriages, promotes divorce, leads to gender inequality, intergenerational exclusion, and poverty. They also erode the social welfare systems on the basis of kinship and reciprocity, as well as undermine communal trust. The paper has made contributions to the sociological and policy discussions by the conceptualization of witchcraft as a form of socially organized phenomenon and offers policy-based interventions that are culturally grounded to enhance the inclusion, gender equity, and resilience of the communities in Zanzibar.
Financial Cooperatives in Advancing Financial Inclusion: A Comparative Analysis of Tanzania and Indonesia Ahmed, Issa G.
Journal of Business Management and Economic Development Том 3 № 03 (2025): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v3i03.1989

Abstract

Financial cooperatives are steadily being identified as the necessary means to expand access to low-cost financial services, especially in emerging economies where high proportions of the population are not yet included in formal financial systems. This article is a comparative analysis of financial cooperatives in Tanzania and Indonesia, with emphasis on the role in promoting financial inclusion, financial regulations, and new digital developments. Based on secondary analysis of national surveys, government reports, and academic research, the analysis identifies the achievements and current issues of both countries. Savings and Credit Cooperative Societies (SACCOS), a component of the tiered microfinance system in the Bank of Tanzania, have been brought into the picture, and formal financial inclusion has increased to 76% in 2023 (FinScope Tanzania, 2023). Cooperatives in Indonesia include Koperasi Simpan Pinjam (KSP) and Islamic Baitul Maal wat Tamwil (BMT), and financial inclusion is 80.51% in 2025 (OJK, 2025). The results show that Tanzania has been improving in agricultural financing and mobile-money integration and Indonesia in sharia-compliant cooperative financing and in support of SMEs. The comparative analysis implies the possibility of cross-learning: Tanzania may learn models of the Indonesian sharia and literacy programs, whereas Indonesia may learn the experience of the Tanzanian tiered regulatory system and the practice of agrifinance. The analysis concludes that the two systems continue to need professionalization, integration into the digital realm, and better governance to spur inclusive growth.
The intersection of tradition and economy: Exploring the sacrificial practices in Zanzibar’s Blue Economy Ahmed, Issa G.; Faki, Bakar Khatib
Journal of Economics and Business Letters Vol. 6 No. 1 (2026): February 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/jebl.v6i1.850

Abstract

The blue economy is now emerging as the essential conceptual framework to know how communities living on the coasts cope with sustainability and identify issues and build marine-based livelihoods. This paper aims to discuss the intersection between tradition and economy by investigating the issues of sacrifice in the Zanzibar fishing industry. That of the research, which relies on the accounts of fishermen and field observations in addition to questionnaire (n=22) results, concludes that whereas some individuals consider ritual sacrifices to be symbolic to more ceremonial rituals required to reach prosperous catches and economic prosperity, other people perceive it to be expensive or even destructive. These practices show how the cultural rituals and belief systems inform the way resources are utilized, how they make their revenue, and the way communities are built. They also highlight the relevant concerns of the correlation between traditional worldviews and the existing policies that facilitate the development of the blue economy. By placing sacrificial activity in the larger context of the fisheries livelihoods and cultural sustainability debate, this article highlights the need to incorporate socio-cultural considerations into strategies to support inclusive and resilient blue economies particularly where local systems of belief continue to have an impact.
The financial implications of temporary internet restrictions to Mobile Network Operators (MNOs): Evidence from Tanzania's october 29th to november 3rd 2025 event Ahmed, Issa G.
Priviet Social Sciences Journal Vol. 6 No. 3 (2026): March 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v6i3.1022

Abstract

This study estimates the immediate financial effects of state-ordered internet restrictions imposed in Tanzania from October 29 to November 3, 2025, amid post-election protests. It addresses a sectoral gap in shutdown-economics research by quantifying the short-run burden on mobile network operators (MNOs) and the associated implications for mobile-money activity and telecom-linked tax revenues. Employing a convergent mixed-methods design, the study combines an event-study analysis of MNO revenue with document analysis of the regulatory framework. Quantitative estimates apply traffic-baseline and ARPU-severity models calibrated to independent network-measurement and contemporaneous reporting that documented a nationwide disruption and sharp suppression of connectivity during the event window. To reflect telecom revenue mechanics, the modelling distinguishes revenue that is relatively fixed over billing cycles (bundles/subscriptions) from revenue that is immediately exposed (usage-based charges, value-added services, OTT bundles) and incorporates likely short-run credits/compensation and enterprise SLA exposure. Findings indicate a conservative, sector-wide revenue shortfall of TZS 18.204 billion (USD 7.4 million) over the six-day window. The disruption also implies TZS 6–12 billion (USD 2.44–4.88 million) in forgone mobile-money fee income and a direct telecom-tax loss of TZS 6.371 billion (USD 2.59 million); including taxes associated with the mobile-money fee base yields an estimated total fiscal shortfall of TZS 8.8–17.6 billion. The study concludes that internet restrictions constitute material economic interventions and highlights a regulatory gap regarding operator cost recovery, recommending proportionality, protection of essential payment rails, and limited cost-sharing/compensation clauses in licensing frameworks
The intersection of tradition and economy: Exploring the sacrificial practices in Zanzibar’s Blue Economy Ahmed, Issa G.; Faki, Bakar Khatib
Journal of Economics and Business Letters Vol. 6 No. 1 (2026): February 2026
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/jebl.v6i1.850

Abstract

The blue economy is now emerging as the essential conceptual framework to know how communities living on the coasts cope with sustainability and identify issues and build marine-based livelihoods. This paper aims to discuss the intersection between tradition and economy by investigating the issues of sacrifice in the Zanzibar fishing industry. That of the research, which relies on the accounts of fishermen and field observations in addition to questionnaire (n=22) results, concludes that whereas some individuals consider ritual sacrifices to be symbolic to more ceremonial rituals required to reach prosperous catches and economic prosperity, other people perceive it to be expensive or even destructive. These practices show how the cultural rituals and belief systems inform the way resources are utilized, how they make their revenue, and the way communities are built. They also highlight the relevant concerns of the correlation between traditional worldviews and the existing policies that facilitate the development of the blue economy. By placing sacrificial activity in the larger context of the fisheries livelihoods and cultural sustainability debate, this article highlights the need to incorporate socio-cultural considerations into strategies to support inclusive and resilient blue economies particularly where local systems of belief continue to have an impact.
Co-Authors Faki, Bakar Khatib Faki, Bakari Khatib