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All Journal Journal of Business, Accounting and Finance
Sari, Indana Zulfa
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Economics, Econometrics & Finance

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Influencing the Decision to Use Factors BCA QR-ku Suherman, Winda; Sari, Indana Zulfa; Krisdina, Tiana Fenny
Journal of Business, Accounting and Finance Vol. 7 No. 2 (2025): Journal Of Bisiness, Accounting & Finance
Publisher : LPPM Universitas Sebelas April

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Abstract

This study investigates the factors influencing the adoption of the QR-KU BCA menu, utilizing a modified Technology Acceptance Model (TAM) framework to analyze public perception of this new BCA feature. The research employs multiple linear regression, processing data collected via a Likert-scale questionnaire to examine the relationship between variables and usage intention. The findings reveal that Perceived Usefulness (PU) and Trust significantly affect Behavioral Intention to Use the QR-KU BCA service. This underscores the importance of clear perceived benefits and user confidence as primary drivers for the adoption of this digital payment service. These results offer strategic recommendations for BCA: focus on improving utility value and strengthening user trust to encourage wider feature adoption
Co-Authors Krisdina, Tiana Fenny Suherman, Winda