Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Islamic Economics and finance in Focus (IEFF)
Faqih, Ahmad Faqih Husaini
Unknown Affiliation
Religion Economics, Econometrics & Finance Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Determinants of Gen-Z’s Decision to Use Islamic Banking Services in Malang City Faqih, Ahmad Faqih Husaini; Aminullah, Aminullah Achmad Muttaqin
Islamic Economics and finance in Focus Vol. 4 No. 3 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of Islamic financial literacy, trust, Islamic branding, service quality, and income on people's decisions to use Islamic banking services in Indonesia. With the rapid growth of the Islamic financial industry, a profound understanding of Islamic financial literacy is essential to attract a broader market share, particularly among the Muslim community. This research employs a quantitative approach with data collected through questionnaires distributed to respondents who utilize Islamic banking services. The data are analyzed using the Structural Equation Modeling with Partial Least Square (PLS-SEM) approach via SmartPLS 4 software. The results indicate that Islamic financial literacy, trust, Islamic branding, and service quality have a positive and significant effect on the decision to use Islamic banking services. These findings support the Theory of Planned Behavior, emphasizing the importance of attitude, subjective norms, and perceived behavioral control in decision-making. Conversely, income does not have a significant impact, suggesting that psychological and religious factors more dominantly influence consumers' decisions.
Co-Authors Aminullah, Aminullah Achmad Muttaqin