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Pengaruh Literasi Keuangan, Financial Self Efficacy, dan Lifestyle terhadap Pengelolaan Keuangan Pribadi Mahasiswa/I Akuntansi Pradisa, Riska; Amelia Tirana Sita; Elfin Krisdayanti Hia; Fachruli Hayu Biyantarimelia; Dian Widiyati
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 4 No. 2 (2025): Oktober : JUMMA'45: Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v4i2.5211

Abstract

This study examines how to make lifestyle, financial literacy, and financial self-efficacy influence the personal financial management of accounting students in 2025. The research employs a quantitative approach using multiple linear regression analysis with a sample of 100 respondents. Data were gathered through a survey and analyzed using SPSS 25. The findings reveal that financial literacy (X1), financial self-efficacy (X2), and lifestyle (X3) collectively contribute to students’ financial management behavior. However, although financial self-efficacy shows a positive direction, its effect is not statistically significant. In contrast, financial literacy and lifestyle demonstrate significant impacts on how students manage their money. These results suggest that students who possess stronger financial knowledge and adopt responsible lifestyle patterns tend to demonstrate better personal financial planning, budgeting, saving, and spending habits. Overall, the study emphasizes the importance of educational institutions strengthening students’ financial literacy and encouraging healthy financial habits to prepare them for future financial independence.
Edukasi Efektivitas Pelaporan Keuangan untuk Optimalisasi Keuangan UMKM di Ciputat Rahmah, Saskia Auliya; Triyana, Mimi; Pradisa, Riska; Maulana, Muhamad Firman; Winardi, Agung; Widiyati, Dian
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 7 (2025): Oktober
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17453652

Abstract

The Community Service Program (PKM) titled “Financial Reporting Effectiveness Education for Optimizing MSME Financial Management in Ciputat” aims to enhance the ability of micro, small, and medium enterprises (MSMEs) to prepare and utilize financial reports effectively. The main issue faced by MSME actors in Ciputat is the low understanding of financial recording and reporting, which affects cash flow control and business decision-making. The program was carried out through several stages, including data collection, training, mentoring, and evaluation. The training focused on preparing income statements, cash flow reports, and simple balance sheets suited to the participants’ business characteristics, while mentoring ensured optimal application of the materials. The results show a significant improvement in participants’ ability to compile financial reports systematically and use them for business evaluation. Furthermore, the activity encouraged more disciplined and transparent financial recording practices. Although differences in digital literacy remain a challenge, the program has had a positive impact on strengthening financial management capacity and enhancing MSME competitiveness in Ciputat.
The Role of Awareness, Services, Socialization, Tax Audits and Sanctions in Taxpayer Compliance Pradisa, Riska; Ferdiansyah, Ferdiansyah
Jurnal Akuntansi Vol. 17 No. 1 (2025): Vol. 17 No. 1 (2025)
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jam.v17i1.11304

Abstract

Purpose - The purpose of this study is to see how tax services, tax socialization, tax audits, and tax fines affect people's ability to pay their taxes. Design/Methodology/Approach - In this case, this research is quantitative. The population of this study consists of 431.006 people in South Tangerang City. A group of 400 taxpayers were selected. This research uses data collection techniques such as interviews, observations, and documentation. Data analysis technique using multiple linear regression was used with SPSS V25 to process data. Findings - The results of the study show that the influence of taxpayer awareness, fiscal services, tax socialization, tax audits and tax sanctions has a positive effect on WPOP compliance. Some taxpayer awareness, fiscal services, tax audits, and tax sanctions have a positive impact on individual taxpayer compliance and tax socialization has no effect on individual taxpayer compliance. Research Limitations/Implications - This research is limited to individual taxpayers at KPP Pondok Aren Pratama, so it cannot be generalized to all taxpayers. This study emphasizes the importance of awareness, service, audit, and taxation sanctions in improving compliance, while the effectiveness of socialization needs to be evaluated. Keywords: Fiscus Services, Individual Taxpayer Compliance, Taxpayer Awareness, Tax Audit and Tax Sanctions, Tax Socialization
PENERAPAN TEKNOLOGI GUNA MENGEDUKASI SISWA/SISWI DINI MELALUI PENGENALAN ANGKA, WARNA, GEOMETRI, HEWAN DAN PROFESI UNTUK PENDIDIKAN DITAMAN KANAK – KANAK (TK) ISLAM AL-HUSNA DI TK ISLAM AL-HUSNA YPHIN Pradisa, Riska; Ulfa, Eva Novianti; Gusmarlianti, Gusmarlianti; Andini, Khadijah Dewi
Prosiding Dedikasi: Pengabdian Mahasiswa Kepada Masyarakat Vol. 3 No. 1 (2023): PROSIDING DEDIKASI OKTOBER
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pendidikan Taman Kanak-kanak yang sering disebut TK  merupakan salah satu bentuk PAUD. Pendidikan anak usia dini yang  memiliki peran penting untuk mengembangkan kepribadian anak serta mempersiapkan mereka memasuki jenjang pendidikan selanjutnya. pendidikan Taman Kanak-kanak merupakan jembatan antar lingkungan keluarga dengan masyarakat yang lebih luas yaitu sekolah dasar dan lingkungan lainnya.Pendidikan Taman Kanak-kanak merupakan wadah untuk membantu pertumbuhan dan perkembangan jasmani dan rohani anak didik sesuai sifat-sifat alami anak, oleh karena itu maka pendidikan taman kanak-kanak harus memberi peluang agar anak-anak dapat berkembang seluruh aspek kepribadiannya melalui proses bermain. Bermain merupakan prinsip yang melekat pada kodrat anak. Pembelajaran di Taman Kanak-kanak (TK) hendak disesuaikan dengan usia anak yang masih suka bemain, kegiatan pembelajaran Calistung (baca tulis berhitung) harus diintegrasikan dalam kegiatan bermain, dalam program eksplorasi maupun dalam kegiatan sentra. Dalam kegiatan belajar berhitung misalnya dapat dilakukan dengan permainanpermainan berhitung, ini tidak hanya berkaitan dengan kemampuan kognitif saja, tetapi juga kesiapan mental sosial dan emosional serta untuk menumbuhkan kecerdasan anak, Di Tempat  Taman Kanak, bertujuan untuk membantu meletakkan dasar ke arah perkembangan sikap, pengetahuan, keterampilan, dan daya cipta yang diperlukan oleh anak didik dalam menyesuaikan diri dengan lingkungannya dan untuk pertumbuhanserta perkembangan selanjutnya.Kata kunci : Pendidikan Anak Usia Dini; Perkembangan Anak Usia Dini; Pembelajaran Castuling (Baca Tulis Hitung )
Edukasi Efektivitas Pelaporan Keuangan untuk Optimalisasi Keuangan UMKM di Ciputat Rahmah, Saskia Auliya; Triyana, Mimi; Pradisa, Riska; Maulana, Muhamad Firman; Winardi, Agung; Widiyati, Dian
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 7 (2025): Oktober
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17453652

Abstract

The Community Service Program (PKM) titled “Financial Reporting Effectiveness Education for Optimizing MSME Financial Management in Ciputat” aims to enhance the ability of micro, small, and medium enterprises (MSMEs) to prepare and utilize financial reports effectively. The main issue faced by MSME actors in Ciputat is the low understanding of financial recording and reporting, which affects cash flow control and business decision-making. The program was carried out through several stages, including data collection, training, mentoring, and evaluation. The training focused on preparing income statements, cash flow reports, and simple balance sheets suited to the participants’ business characteristics, while mentoring ensured optimal application of the materials. The results show a significant improvement in participants’ ability to compile financial reports systematically and use them for business evaluation. Furthermore, the activity encouraged more disciplined and transparent financial recording practices. Although differences in digital literacy remain a challenge, the program has had a positive impact on strengthening financial management capacity and enhancing MSME competitiveness in Ciputat.