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Perkembangan Digitalisasi Mata Uang Dari Perspektif Hadist Dan Hukum Di Indonesia M. Aldo Dellano; Tajul Arifin
WISSEN : Jurnal Ilmu Sosial dan Humaniora Vol. 2 No. 3 (2024): Agustus : WISSEN : Jurnal Ilmu Sosial dan Humaniora
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/wissen.v2i3.203

Abstract

The development of the world, the more developed the financial world is to help humans manage and conduct financial transactions. The advancement of financial technology today is due to weakness factors in the previous financial world where modern or digital finance is more profitable and follows the times to make it easier for humans to transact. Currently the world is facing digitalization of almost all sectors used by humans and the financial world is inevitable, especially digital currencies that offer advantages such as faster transactions between countries with cheap fees, Decentralised so that it is not driven by any central bank is different from fiat where the strength of the currency depends on the country's policy, and digital currencies that are more transparent so that transactions can be tracked by anyone and are minimal from fraud
Sistem Perbankan Syariah di Indonesia: Landasan Teologis, Regulasi Nasional, dan Tantangan Kepatuhan Syariah Ghazyan Hidzyam Haqqani; Santana Suryapringgana; M. Aldo Dellano
Journal of Legal, Political, and Humanistic Inquiry Vol 1 No 2 (2025): December: Custodia: Journal of Legal, Political, and Humanistic Inquiry
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/2sbrgc32

Abstract

This study examines the Islamic banking system in Indonesia by focusing on the interrelationship between theological foundations, national regulation, and challenges of Sharia compliance in operational practice. The theological basis of Islamic banking is rooted in the principles of Islamic law that emphasize justice, public benefit (maslahah), and balance in the legal relationship between banks and customers. These principles have been accommodated within the national legal system through Islamic banking regulations and supervisory mechanisms implemented by state authorities and the Sharia Supervisory Board. This research employs a normative legal research method using statutory and conceptual approaches to analyze the conformity between Sharia norms and positive law. The findings indicate that national regulation has provided legal certainty and a relatively comprehensive supervisory framework; however, it continues to face challenges related to the consistency of Sharia compliance, risk management, and adaptation to financial technological innovation. Strengthening governance, internalizing Sharia values, and harmonizing regulatory frameworks are therefore essential to ensuring the sustainability of Islamic banking within the national financial system.