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All Journal Prosiding University Research Colloquium Journal of Management and Business Insight
Nurisaputri, Adelia Dwi
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences

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Antecedents of Financial Management Behavior: Anteseden Pembentuk Perilaku Manajemen Keuangan Nurisaputri, Adelia Dwi; Fikri, Muhammad Ali; Windikasari, Eka Shinta; Wardana, Made Galih Wisnu
Prosiding University Research Colloquium Proceeding of The 18th University Research Colloquium 2023: Bidang Sosial, Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

A person's level of well-being is measured by many factors, one of which is financial factors. There needs to be basics to help in managing finances so that they can form good financial behavior. The purpose of this study was to find out how knowledge, attitudes, and personality about finance affect financial management behavior. Micro, Small and Medium Enterprises in Yogyakarta were given questionnaires to obtain research data. Research shows that knowledge, attitudes, and personality about finance improve financial management behavior. That way it can be concluded that these three factors can be maximized to form good financial management behavior in running a business.
An integrated model of financial technology adoption and environmental performance: The role of green innovation Nurisaputri, Adelia Dwi
Journal of Management and Business Insight Vol. 3 No. 2 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jombi.v3i2.1828

Abstract

Purpose-This study examines the effect of fintech adoption on environmental performance and analyzes the mediating role of green innovation among Batik MSMEs in Yogyakarta, Indonesia. The study aims to determine whether the use of digital financial tools encourages environmentally oriented innovation and whether such innovation contributes to improved environmental outcomes. Methodology-A quantitative approach was employed by surveying 124 Batik MSMEs selected through purposive sampling. Data were analyzed using PLS-SEM to evaluate the direct effects of fintech adoption and the mediating mechanism of green innovation. All constructs were measured using validated indicators adapted from previous studies. Findings-The results show that fintech adoption exerts a positive and significant effect on green innovation. However, its influence on environmental performance is positive but insignificant. Green innovation demonstrated a negative and non-significant influence on environmental performance, suggesting that existing innovation efforts have not been able to generate observable environmental gains. As a result, green innovation fails to serve as a mediating mechanism between fintech adoption and environmental performance. Research Limitations-The study is limited to Batik MSMEs in Yogyakarta, Indonesia, and uses purposive sampling with self-reported data, which may reduce generalizability. Conceptually, the model includes only fintech adoption, green innovation, and environmental performance, excluding other relevant factors that may influence sustainability outcomes. Novelty-This study contributes to the literature by integrating fintech adoption and green innovation within an environmental performance framework specific to traditional creative industries. The findings highlight that fintech adoption may encourage innovation, but such innovation alone is insufficient to improve environmental outcomes, underscoring the need for stronger environmental capabilities and policy support for sustainability in MSMEs.
Co-Authors Fikri, Muhammad Ali Wardana, Made Galih Wisnu Windikasari, Eka Shinta