Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal International Journal of Asian Business and Management (IJABM)
I Made Kelvin Indra Setiawan
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Effect of LDR, NPL, and NIM on Profitability in Conventional Commercial Banks on IDX I Made Kelvin Indra Setiawan; I Made Dana
International Journal of Asian Business and Management Vol. 3 No. 4 (2024): August 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijabm.v3i4.10151

Abstract

Banks are monetary mediators whose work is to gather reserves from the open and convey these reserves to the open. Banks must generate profits from the primary and supporting activities to ensure long-term sustainability and optimize profitability. This study aims to analyze the effect of Loan Deposit Ratio (LDR), Non-Performing Loan (NPL), and Net Interest Margin (NIM) on profitability proxied by the ROA ratio. This research is quantitative in the form of associative. The research population is all conventional commercial banks on the Indonesia Stock Exchange during the observation year 2018-2022, totalling 43 companies. The research sample was obtained from as many as 27 companies based on purposive sampling. The data analysis technique used is panel data multiple linear regression analysis with the help of the EViews 12 program. The results showed that LDR had no significant effect on profitability. NPL has a negative and significant effect on profitability. NIM has a positive and significant effect on profitability
Co-Authors I Made Dana