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All Journal Jurnal Pengabdian Masyarakat Sains dan Teknologi Ardhi: Jurnal Pengabdian dalam Negri Karya Nyata: Jurnal Pengabdian Kepada Masyarakat
Rizki Wahyu Utami Ohorella
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Bimbingan Mengelola Keuangan dan Strategi Pemasaran UMKM di Kota Ternate Rizki Wahyu Utami Ohorella; Sheila Kusumaningrum; Mahardika Catur Putriwana Malik; Suwito Suwito
Karya Nyata : Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2024): Juni : Karya Nyata : Jurnal Pengabdian kepada Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/karyanyata.v1i2.222

Abstract

Lack of capital and knowledge of technological development to raise capital, the purpose of this service activity is to provide guidance to MSME actors in Ternate city, the method used is FDG, and at the same time direct guidance to fostered MSME actors. The activity participants who attended were 30 people at the implementation of the service. good financial management and effective marketing strategies, MSEs in Ternate City can improve their business performance and contribute more to the national economy. Therefore, continuous training and mentorship are needed to support the growth and sustainability of the MSMEs in Ternate City.
Penyuluhan Dan Tata Literasi Keuangan Syariah Pengaturan Keuangan Keluarga Di Kota Ternate Selatan Rizki Wahyu Utami Ohorella; Sheila Kusumaningrum; Sitti Mukaramah
ARDHI : Jurnal Pengabdian Dalam Negri Vol. 1 No. 6 (2023): ARDHI : Jurnal Pengabdian Dalam Negri
Publisher : Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ardhi.v1i6.94

Abstract

The importance of knowledge related to Islamic finance and management related to Islamic finance, so that people are not trapped in debt, such as online loans, want financial institutions that provide loans with very large interest to the community. The purpose of this community service is to provide knowledge on the importance of sharia financial literacy and sharia financial management procedures. The method of implementing this community service uses the method; FDG: Lectures, Practices and Participant Assistance. The implementation of this community service was on December 16, 2023, at one of the meeting places in Sasa village, independent PKM activities were held in the afternoon at 13.00 Wit until completion. Participants who attended this PKM activity were 25 people consisting of mothers in Sasa village.
Optimalisasi Tata Kelola Kelembagaan UMKM Sagu dalam Membangun Ekosistem Ekonomi Mandiri di Kelurahan Guraping Kecamatan Oba Utara, Tidore Kepulauan Johan Fahri; Musdar Muhammad; Rizki Wahyu Utami Ohorella
Jurnal Pengabdian Masyarakat Sains dan Teknologi Vol. 5 No. 3 (2026): September: Jurnal Pengabdian Masyarakat Sains dan Teknologi
Publisher : Fakultas Teknik Universitas Cenderawasih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58169/jpmsaintek.v5i3.1176

Abstract

Guraping Village has significant potential for sago commodities as a traditional food source and local economic driver; however, its management remains individual, traditional, and institutionally weak. This community service project aims to optimize the institutional governance of sago MSMEs through organizational strengthening, human resource capacity building, application of appropriate technology, and partnership networking to build an independent economic ecosystem in Guraping Village, Oba Utara District, Tidore Islands City. The participatory method consisted of four integrated stages: socialization, management and financial bookkeeping training, production technology application (distribution of grating machines, fornos, and jacks), and continuous mentoring and evaluation involving 32 sago MSME actors in 2026. The results indicated an increase in active participation from 24 to 32 actors. Establishing an SOP-based group institutional structure and structured financial recording effectively mitigated sectoral ego issues and improved accessibility to formal banking (bankability). Technology application reduced processing time, boosted production output, and ensured product hygiene and quality consistency. Institutional optimization combined with pentahelix synergy successfully transformed traditional household-based sago MSMEs into competitive, digitally-oriented, and sustainable business units that strengthen local food security.
Co-Authors Johan Fahri Mahardika Catur Putriwana Malik Musdar Muhammad Sheila Kusumaningrum Sitti Mukaramah SUWITO SUWITO