Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Register: Jurnal Ilmiah Teknologi Sistem Informasi
Jumanto , Jumanto
Unknown Affiliation
Computer Science & IT

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Credit Risk Assessment in P2P Lending Using LightGBM and Particle Swarm Optimization Dasril, Yosza; Muslim, Much Aziz; Hakim, M. Faris Al; Jumanto , Jumanto; Prasetiyo, Budi
Register: Jurnal Ilmiah Teknologi Sistem Informasi Vol 9 No 1 (2023): January
Publisher : Information Systems - Universitas Pesantren Tinggi Darul Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26594/register.v9i1.3060

Abstract

The credit risk evaluation is a vital task in the P2P Lending platform. An effective credit risk assessment method in a P2P lending platform can significantly influence investors' decisions. The machine learning algorithm that can be used to evaluate credit risk as LightGBM, however, the results in evaluating P2P lending need to be improved. The aim of this research is to improve the accuracy of the LightGBM algorithm by combining the Particle Swarm Optimization (PSO) algorithm. The novelty developed in this research is combining LightGBM with PSO for large data from the Lending Club Dataset which can be accessed on Kaggle.com. The highest accuracy also presented satisfactory results with 98.094% of accuracy, 90.514% of Recall, and 97.754% of NPV respectively. The combination of LightGBM and PSO shows better results.
Co-Authors Budi Prasetiyo, Budi Hakim, M. Faris Al Much Aziz Muslim Yosza Dasril