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All Journal Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Muhammad Naufal Sanyoto
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Decision Sciences, Operations Research & Management Social Sciences

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Jasa (Al-Wakalah) Muhammad Naufal Sanyoto; Virna Aulia Rahmah; Nadhifah Umar
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 4 No. 4 (2025): Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v4i4.5606

Abstract

Al-Wakalah is one of the contracts in Islamic jurisprudence that allows the delegation of authority from one party to another to conduct certain activities permitted by Sharia. This contract has developed significantly alongside the increasing demand for modern financial services, particularly in Islamic banking. This paper explores the fundamental concept of al-wakalah, its legal foundations in Islam, the essential elements and conditions of the contract, the various types of wakalah, and its applications in banking practices. The study employs a library research method by examining classical fiqh literature as well as contemporary academic sources. The findings indicate that al-wakalah is not only applied in personal transactions but also plays a strategic role in various banking services such as trade financing, fund transfers, investment management, and Islamic insurance. Therefore, al-wakalah serves as a crucial instrument in strengthening the Islamic financial system by ensuring transparency, security, and compliance with Sharia principles.  
Co-Authors Nadhifah Umar Virna Aulia Rahmah