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All Journal Indikator: Jurnal Ilmiah Manajemen & Bisnis
Ainunnisa, Ditya Alfiena
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Decision Sciences, Operations Research & Management

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The Effect of Risk Management on Profitability: Empirical Study of Banking Companies Listed in Indonesian Stock Exchange 2019-2023 Ainunnisa, Ditya Alfiena; Oktaviani, Delvi; Risman, Asep
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 8, No 3 (2024)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v8i3.28287

Abstract

This study aims to examine the influence of Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), and Loan to Deposit Ratio (LDR) on Return on Assets (ROA). The research utilizes a sample of conventional banking companies listed on the Indonesia Stock Exchange (IDX) during the period 2019-2023. The sample selection method used is purposive sampling with a sample of 10 conventional banks. The results indicate that partially, Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) do not affect Return on Assets (ROA), while Non-Performing Loans (NPL) have a significant negative influence on Return on Assets (ROA). Risk management can serve as a mechanism to address profitability-related issues by maintaining the company's capital levels, and investors should pay closer attention to industry risks when investing in banking companies.
Co-Authors Oktaviani, Delvi Risman, Asep