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All Journal International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) J-ISCAN : Journal of Islamic Accounting Research Jurnal Ekuilibrium
Sjafruddin
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Economics, Econometrics & Finance

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THE IMPACT OF NON-CASH SOCIAL ASSISTANCE THROUGH E-MONEY TO THE EXPANSION OF FINANCIAL INCLUSION IN ACEH Amelyani, Nanda; Sjafruddin; Sufi; Iryani, Lisa; Alhakim, Indra; Muhayatsyah, Ali
J-ISCAN: Journal of Islamic Accounting Research Vol. 5 No. 1 (2023): J-ISCAN : Journal of Islamic Accounting Research
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jiscan.v5i1.767

Abstract

Broad access to formal financing for poor households through the distribution of social assistance with electronic money (e-money) is believed to accelerate poverty alleviation. The distribution of social assistance through the non-cash system is a breakthrough made by the government to increase aid effectiveness and promote financial inclusion. Recent research has shown that some beneficiaries find it challenging to disburse aid with the system. They only use non-cash facilities to disburse aid and do not want to use the system for other financial services. This fact can be an obstacle to achieving financial inclusion. This study aims to investigate what factors influence beneficiaries' perceptions of using the cashless system. We surveyed one hundred and fifty non-cash beneficiaries in districts/cities in Aceh. The distribution of non-cash social assistance is expected to familiarize the community with saving, it turns out that it is only limited to the disbursement of social assistance, and the mechanism for saving is not immediately carried out by the beneficiaries. Financial inclusion in non-social assistance for the poor is a pseudo-financial inclusiveness and has no impact on poverty reduction.
FACTORS AFFECTING FOREIGN DEBT IN OIC COUNTRIES Sjafruddin; Inayah Swasti Ratih; Bahrina Almas; Robby Reza Zulfikri
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 4 No. 5 (2024): October
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v4i5.1969

Abstract

This study looks at how current balance deficit, GDP, and government spending affect foreign debt in eight countries in the Organization of Islamic Cooperation: Lebanon, Jordan, Egypt, Pakistan, Morocco, Bangladesh, Kazakhstan, and Algeria. This research uses a quantitative method with data from 2010 to 2020. It uses panel data to explain information between units and cross sections. The results showed that the current balance deficit had no significant effect on foreign debt, but GDP and government expenditure had a significant effect.
PENGARUH INDEKS PEMBANGUNAN MANUSIA TERHADAP TINGKAT PARTISIPASI ANGKATAN KERJA PEREMPUAN DI JAWA TENGAH Nurmalasari, Nova Tri; Muslihatiningsih, Fivien; Santoso, Edy; Sjafruddin
Jurnal Ekuilibrium Vol. 9 No. 2 (2025): JEK Volume 9 Nomor 2 Tahun 2025
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jek.v9i2.53690

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh angka harapan hidup, rata-rata lama sekolah, dan pengeluaran riil per kapita terhadap tingkat partisipasi angkatan kerja perempuan di Provinsi Jawa Tengah. Data yang digunakan merupakan data sekunder selama tahun 2019 hingga 2019. Metode analisis data yang digunakan dalam penelitian ini adalah metode regresi data panel dangan pendekatan Fixed Effect Model (FEM). Hasil dari penelitian ini menunjukkan bahwa angka harapan hidup berpengaruh positif dan signifikan terhadap tingkat partisipasi angkatan kerja perempuan di Jawa Tengah. Variabel rata-rata lama sekolah dan pengeluaran riil per kapita berpengaruh negatif dan tidak signifikan terhadap tingkat partisipasi angkatan kerja perempuan di Jawa Tengah.
Co-Authors Alhakim, Indra Amelyani, Nanda Bahrina Almas Edy Santoso Inayah Swasti Ratih Lisa Iryani Muhayatsyah, Ali Muslihatiningsih, Fivien Nurmalasari, Nova Tri Robby Reza Zulfikri Sufi