Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal J-ISCAN : Journal of Islamic Accounting Research Jurnal Ekuilibrium Jounal of Contemporary Indonesian Islam (JCII)
Sjafruddin
Unknown Affiliation
Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
THE IMPACT OF NON-CASH SOCIAL ASSISTANCE THROUGH E-MONEY TO THE EXPANSION OF FINANCIAL INCLUSION IN ACEH Amelyani, Nanda; Sjafruddin; Sufi; Iryani, Lisa; Alhakim, Indra; Muhayatsyah, Ali
J-ISCAN: Journal of Islamic Accounting Research Vol. 5 No. 1 (2023): J-ISCAN : Journal of Islamic Accounting Research
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jiscan.v5i1.767

Abstract

Broad access to formal financing for poor households through the distribution of social assistance with electronic money (e-money) is believed to accelerate poverty alleviation. The distribution of social assistance through the non-cash system is a breakthrough made by the government to increase aid effectiveness and promote financial inclusion. Recent research has shown that some beneficiaries find it challenging to disburse aid with the system. They only use non-cash facilities to disburse aid and do not want to use the system for other financial services. This fact can be an obstacle to achieving financial inclusion. This study aims to investigate what factors influence beneficiaries' perceptions of using the cashless system. We surveyed one hundred and fifty non-cash beneficiaries in districts/cities in Aceh. The distribution of non-cash social assistance is expected to familiarize the community with saving, it turns out that it is only limited to the disbursement of social assistance, and the mechanism for saving is not immediately carried out by the beneficiaries. Financial inclusion in non-social assistance for the poor is a pseudo-financial inclusiveness and has no impact on poverty reduction.
PENGARUH INDEKS PEMBANGUNAN MANUSIA TERHADAP TINGKAT PARTISIPASI ANGKATAN KERJA PEREMPUAN DI JAWA TENGAH Nurmalasari, Nova Tri; Muslihatiningsih, Fivien; Santoso, Edy; Sjafruddin
Jurnal Ekuilibrium Vol. 9 No. 2 (2025): JEK Volume 9 Nomor 2 Tahun 2025
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jek.v9i2.53690

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh angka harapan hidup, rata-rata lama sekolah, dan pengeluaran riil per kapita terhadap tingkat partisipasi angkatan kerja perempuan di Provinsi Jawa Tengah. Data yang digunakan merupakan data sekunder selama tahun 2019 hingga 2019. Metode analisis data yang digunakan dalam penelitian ini adalah metode regresi data panel dangan pendekatan Fixed Effect Model (FEM). Hasil dari penelitian ini menunjukkan bahwa angka harapan hidup berpengaruh positif dan signifikan terhadap tingkat partisipasi angkatan kerja perempuan di Jawa Tengah. Variabel rata-rata lama sekolah dan pengeluaran riil per kapita berpengaruh negatif dan tidak signifikan terhadap tingkat partisipasi angkatan kerja perempuan di Jawa Tengah.
ANALYZING THE IMPACT OF CAPITAL STRUCTURE AND GOVERNANCE ON THE RISK PROFILE AND FINANCIAL STABILITY OF ISLAMIC BANKS IN INDONESIA Hendrik Tri Oktaviansyah; Sjafruddin; Robby Reza Zulfikri
Journal of Contemporary Indonesian Islam Vol. 4 No. 2 (2025): Journal of Contemporary Indonesian Islam
Publisher : Postgraduate Program UIN Sultanah Nahrasiyah Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/jcii.v4i2.7163

Abstract

This study aims to examine the impact of Islamic capital structure and governance on risk and the health of Islamic banks. This research employs a quantitative methodology. The sample consists of 10 Islamic banks in Indonesia, analyzed over a 10-year period from 2011 to 2020. The data used in this study includes both primary and secondary data. Primary data was collected through questionnaires distributed to various management parties related to the health of Islamic banks, using the ANGELS approach. Secondary data consists of financial reports from Islamic banks over the 10-year period. The findings indicate that capital structure has a positive impact on the health of Islamic banks, while governance and risk also have a significant positive effect on the health of Islamic banks. The originality of this study lies in assessing the health of Islamic banks using the ANGELS approach, as the CAMELS and RGEC methods have been frequently used by Islamic banks for health assessments. This study contributes to the understanding of the importance of capital structure for Islamic banks in Indonesia to improve their health.
Co-Authors Alhakim, Indra Amelyani, Nanda Edy Santoso Hendrik Tri Oktaviansyah Lisa Iryani Muhayatsyah, Ali Muslihatiningsih, Fivien Nurmalasari, Nova Tri Robby Reza Zulfikri Sufi