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All Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Martin, Frendy
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Literasi Keuangan dan Inklusi Keuangan terhadap Kinerja Usaha Mikro di Kota Batam Martin, Frendy; Neni Marlina Br. Purba
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1763

Abstract

This research aims to analyze the impact of financial literacy and financial inclusion on the performance of Micro Enterprises in the city of Batam. The method employed in this research is quantitative, utilizing primary data collection through questionnaires. The data collection process was carried out via Google Forms and in-person interactions. The research sample consists of 250 Micro Enterprises registered with the Department of Cooperatives and Micro Enterprises in Batam City, selected through simple random sampling technique. Data analysis was conducted using descriptive analysis and quantitative analysis methods, including data quality tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing. The analysis process utilized the SPSS software version 25. Research findings indicate that financial literacy has a positive and significant impact on the performance of Micro Enterprises in Batam City. Additionally, financial inclusion also exhibits a positive and significant impact on the performance of Micro Enterprises in Batam City. The results of this research contribute significantly to the understanding of the interrelation between financial literacy, financial inclusion, and the performance of Micro Enterprises. The implications of these findings can serve as a foundation for the development of policies supporting the enhancement of literacy and financial inclusion at the microeconomic level in Batam City.
Pengaruh Literasi Keuangan dan Inklusi Keuangan terhadap Kinerja Usaha Mikro di Kota Batam Martin, Frendy; Neni Marlina Br. Purba
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1763

Abstract

This research aims to analyze the impact of financial literacy and financial inclusion on the performance of Micro Enterprises in the city of Batam. The method employed in this research is quantitative, utilizing primary data collection through questionnaires. The data collection process was carried out via Google Forms and in-person interactions. The research sample consists of 250 Micro Enterprises registered with the Department of Cooperatives and Micro Enterprises in Batam City, selected through simple random sampling technique. Data analysis was conducted using descriptive analysis and quantitative analysis methods, including data quality tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing. The analysis process utilized the SPSS software version 25. Research findings indicate that financial literacy has a positive and significant impact on the performance of Micro Enterprises in Batam City. Additionally, financial inclusion also exhibits a positive and significant impact on the performance of Micro Enterprises in Batam City. The results of this research contribute significantly to the understanding of the interrelation between financial literacy, financial inclusion, and the performance of Micro Enterprises. The implications of these findings can serve as a foundation for the development of policies supporting the enhancement of literacy and financial inclusion at the microeconomic level in Batam City.
Co-Authors Purba, Neni Marlina BR