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Makochekanwa, Albert
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Humanities Social Sciences

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Informal Sector Self-Employed Workers’ Old Age Pension Scheme in Retail Sector in Zimbabwe Makochekanwa, Albert; Cheure, Cheure; Chundu, Moses; Mavodyo, Elisha
Journal of Social Development Studies Vol 5 No 1 (2024)
Publisher : Department of Social Development and Welfare, Faculty of Social and Political Sciences, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jsds.12026

Abstract

The high incidence of informality in Zimbabwe implies that a large proportion of the adult population does not have access to contributory pension schemes during their working lives, rendering them ineligible for old-age pensions. The primary goal of this research is to develop a pragmatic informal retail sector noncontributory old-age pension scheme in Zimbabwe. The study drew empirical evidence from a comprehensive countrywide study using mixed-methods research. The study concluded that several factors, including the respondents' demographic characteristics, are important considerations in developing an effective non-contributory old-age informal sector pension scheme. Based on the study's findings, the study proposes alternative non-contributory old-age informal sector pension schemes, such as financing the non-contributory old-age social pension, determining the monthly amount of a non-contributory old-age pension, and gradually covering a non-contributory old-age pension gap. The study recommends the introduction of a non-contributory informal sector retirement pension fully funded by the government. Keywords: retail informal sector old-age pension scheme; social security; informal sector; Zimbabwe.
Co-Authors Cheure, Cheure Chundu, Moses Mavodyo, Elisha