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All Journal Jurnal Ekonomi dan Bisnis Islam Journal of Comprehensive Science
Febrianti, Puput Rosita
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Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Library & Information Science

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Strategi Peningkatan Daya Saing Ekspor untuk Menjadikan Indonesia Sebagai Negara Eksportir Utama Dunia Husein, Muhammad Saddam; Febrianti, Puput Rosita
Journal of Comprehensive Science Vol. 3 No. 6 (2024): Journal of Comprehensive Science (JCS)
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v3i6.775

Abstract

Ekspor adalah kegiatan mengeluarkan barang atau jasa dari suatu negara ke negara lain untuk tujuan perdagangan di pasar mancanegara, yang sangat penting dalam perekonomian suatu negara karena dapat memberikan pendapatan yang besar. Indonesia telah melakukan kegiatan ekspor dengan banyak jenis barang dan jasa, namun masih terbilang kecil dan kebanyakan industri yang melakukan kegiatan ekspor hanya industri-industri berskala besar. Pemerintah harus lebih memperhatikan industri-industri kecil seperti UMKM yang ingin melakukan kegiatan ekspor, karena masih terdapat beberapa masalah yang harus dihadapi oleh UMKM, seperti masalah legalitas, pembiayaan, produksi, dan pemasaran. Oleh karena itu, penelitian ini bertujuan untuk merumuskan beberapa strategi daya saing sebagai upaya peningkatan ekspor untuk UMKM, dengan pemberdayaan yang meliputi pendampingan, monitoring, dan evaluasi, sehingga pelaku UMKM dan eksportir dapat berkontribusi pada ekspor Indonesia yang semakin maju.
DETERMINING FACTORS OF INTENTION TO PAY ZAKAT VIA FINANCIAL TECHNOLOGY (FINTECH) Muhibbin, Zainul; Al Mustofa, Muhammad Ubaidillah; Soedarso; Rahadiantino, Lienggar; Robani, Anidah; Febrianti, Puput Rosita
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 11 No. 2 (2025): JULY - DECEMBER 2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v11i2.71759

Abstract

This study aims to examine muzakki’s intention to utilize Financial Technology (Fintech) platforms for paying zakat by investigating the behavioral and psychological determinants. The research integrates the Technology Acceptance Model (TAM) and the Theory of Planned Behavior (TPB), with a particular emphasis on prosocial motivations and perceived risk factors. This study uniquely expanded the view of perceived risk variables, including psychological, legal, and time risks, by integrating altruism and empathy as prosocial constructs into a single framework. The research employs a quantitative approach, utilizing a structured questionnaire distributed to 150 purposively selected respondents. The data were analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) to test the relationships between the variables. The findings reveal that perceived altruism and empathy significantly influence muzakki’s intention to adopt fintech for zakat contributions. In contrast, perceived risk—which encompasses aspects such as privacy, legality, time, psychological burden, and security—does not have a significant effect on the intention to use fintech for zakat. These results suggest that emotional and social motivations are stronger predictors of digital zakat payment adoption than perceived risk. Therefore, zakat institutions and fintech developers are advised to focus on building trust and emphasizing the altruistic and empathetic values of zakat in their platforms, as this effort is expected to strengthen the development of a sharia-compliant digital financial ecosystem and contribute to achieving social goals, such as poverty alleviation and reducing inequality.
Co-Authors Al Mustofa, Muhammad Ubaidillah Husein, Muhammad Saddam Rahadiantino, Lienggar Robani, Anidah Soedarso Zainul Muhibbin