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All Journal Neo Journal of economy and social humanities Best Journal of Administration and Management
Fela Yudha, Syuhada
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Supervision Effectiveness DPS Deep Sharia Governance and Guarantee in Sharia Banking in Indonesia Azhar, M. Elfi; Fela Yudha, Syuhada; Sugianto; Muda, Iskandar
Best Journal of Administration and Management Vol 1 No 1 (2022): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (100.603 KB) | DOI: 10.56403/bejam.v1i1.22

Abstract

Islamic banking, an indicator of the development of the Islamic economy in Indonesia, where if the Indonesian people are asked about the Islamic economy, then the first thing to highlight is Islamic banking. Currently, the increase in Islamic financial institutions such as Islamic banks has increased significantly. Banuak people who are currently starting to believe in sharia mining lemabags, even so Islamic banks must continue to supervise products in Islamic banks. In the development of Islamic financial institutions, it is certainly inseparable from the Sharia Supervisory Board, which is one of the characteristics compared to conventional banks. Sayriah financial institutions have DPS in governance, where this DPS has a function to supervise the application of sharia principles in each product, besides that DPS must also supervise sharia guarantees, both from the guarantee mechanism to the execution of guarantee collection carried out by Islamic financial institutions.
Financial Literacy in Islamic University Students in North Sumatra Fela Yudha, Syuhada; Marpaung, Muslim
Neo Journal of economy and social humanities Vol 1 No 3 (2022): Neo Journal of Economy and Social Humanities, September 2022
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (258.63 KB) | DOI: 10.56403/nejesh.v1i3.24

Abstract

This study intends to conclude the level of financial literacy for students of the Faculty of Economics and Business, Islamic University in North Sumatra. This type of research is a description statistic. Data obtained by taking a survey of 87 respondents. The data analysis technique used is a survey. This research is quantitative research. The sample used in this study was 87 people. The sample selection method used is Judgement sampling. Judgement sampling is a sampling technique that is carried out based on the characteristics set against elements of the target population that are adapted to the research objectives or problems. The results of this study show that according to 5 aspects in financial literacy, there are several aspects that are structured as intermediate literacy, namely financial knowledge with a percentage of literacy of 63.4%, savings and loans with a percentage of literacy of 71.4% and insurance with a literacy rate of 75.2%. Meanwhile, another aspect that is a high instruction rate is investment with a percentage level of literacy of 84.4%.
Co-Authors Azhar, M. Elfi Iskandar Muda Muslim Marpaung Sugianto