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All Journal JEIZA: Jurnal Ekonomi Islam Az-Zain Bale Pengabdian: Journal Of Community Service (BPJCS)
Lubna, Surotul
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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Optimizing Zakat and Cash Waqf for Educated Unemployment: Evidence from Sampang Regency: Optimalisasi Zakat dan Wakaf Tunai untuk Pengangguran Terdidik: Bukti Empiris dari Kabupaten Sampang Lubna, Surotul; Wahyu Nur Alfiyan
JEIZA : Jurnal Ekonomi Islam Az-Zain Vol. 2 No. 1 (2025): JEIZA : Jurnal Ekonomi Islam Az-Zain
Publisher : Program Studi Ekonomi Syariah & LP2M STAI Az-Zain Sampang

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Abstract

This study investigates the optimization of productive zakat and cash waqf as strategic instruments to address educated unemployment in rural Indonesia, with a case study of Sampang Regency. The research is motivated by persistent labor market challenges, notably the structural mismatch between secondary education output and job absorption, alongside the dominance of informal employment. Using a descriptive quantitative design based on 2024 National Labor Force Survey data, the study analyzes educational attainment, sectoral employment, and labor status to identify high-priority target groups. Findings show that unemployment peaks among junior and senior secondary school graduates, while informal work dominates 76.6% of employment, with agriculture as the leading sector. A simulation illustrates that Rp2 billion in zakat allocation could empower 1,000 unemployed youths through microenterprise financing and skills training. The discussion anchors this strategy within maqāṣid al-sharīʿah, emphasizing protection of wealth, intellect, and livelihood. The study concludes that integrating Islamic social finance into local labor policies offers both economic and ethical pathways to reduce structural unemployment, provided strong governance and institutional collaboration are in place. This paper contributes a novel framework by linking empirical labor data with Islamic economic values and recommends further research incorporating institutional financial records and beneficiary perspectives.
Pendampingan Digitalisasi Administrasi Berbasis Komputer Pada Koperasi Ar-Rohmah Wal Barokah Sebagai Upaya Peningkatan Efisiensi Dan Akuntabilitas Lubna, Surotul
Bale Pengabdian: Journal Of Community Service (BPJCS) Vol. 1 No. 2 (2025): Bale Pengabdian: Journal Of Community Service (BPJCS)
Publisher : At Taawun Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65798/bpjcs.v1i2.23

Abstract

Ar-rahmah Wal Barokah Savings and Loan Cooperative is a village-level cooperative under the supervision of the Pasuruan Regency Cooperative Office, with its secretariat located on Jl. Sili Gg. Anggrek, Manaruwi Hamlet, Bangil District, Pasuruan Regency, East Java Province. Prior to the assistance program, the cooperative relied on manual record-keeping, which led to difficulties in retrieving archives and delays in reporting. This community service program aims to enhance accountability and administrative efficiency through the implementation of a computer-based digital system. The study employed a participatory approach with descriptive qualitative analysis. Data were collected through observation, interviews, and documentation. The program was carried out in stages, including basic computer training such as Microsoft Word and Microsoft Excel, as well as intensive assistance in implementing a digital archiving system. The results indicate significant improvements in three key aspects: report preparation speed, accuracy of administrative records, and managerial independence in administrative management. Overall, this program contributes to advancing digital transformation toward a more efficient, accurate, and sustainable administrative system while strengthening the values of trustworthiness and accountability in Islamic financial management.
Co-Authors Wahyu Nur Alfiyan