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All Journal Upajiwa Dewantara : Jurnal Ekonomi, Bisnis dan Manajemen Daulat Rakyat
Eko Astuti, Murwani
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Economics, Econometrics & Finance

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PENGARUH LITERASI KEUANGAN IBU RUMAH TANGGA TERHADAP PERILAKU PENGELOLAAN KEUANGAN KELUARGA DIMODERASI OLEH TINGKAT PENDIDIKAN DAN PEKERJAAN DI KALURAHAN NGARGOSARI Kurniawati, Diana Dwi; Eko Astuti, Murwani
UPAJIWA DEWANTARA : Jurnal Ekonomi, Bisnis dan Manajemen Daulat Rakyat Vol 8 No 1 (2024): UPAJIWA DEWANTARA: JURNAL EKONOMI, BISNIS DAN MANAJEMEN DAULAT RAKYAT
Publisher : Universitas Sarjanawiyata Tamansiswa

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Abstract

This study aims to influence the financial literacy of housewives on family financial management behaviour with moderating variables of education and employment. Using primary data sources with quantitative research types, with research subjects of housewives in Ngargosari Village totalling 69 people. The sampling technique with non-probability sampling is purposive sampling, using a questionnaire or questionnaire. For data analysis techniques using SEM and Moderated Regression Analysis (MRA). With the results of the study, the financial literacy of housewives has a significant effect on family financial management behaviour in Ngargosari Village. financial literacy of housewives with  a moderate of education level has a significant effect on family financial management behaviour in Ngargosari Village, Kulon Progo. Financial literacy of housewives with a moderate of employment level has no significant effect on family financial management behaviour in Ngargosari Village, Kulon Progo. Keywords: Financial Literacy, Financial Management Behaviour, Education, Employment.
PENGARUH PERILAKU KEWIRAUSAHAAN TERHADAP KINERJA USAHA PETANI DI KALURAHAN NGARGOSARI Dwi Budiyarti, Nanda; eko astuti, murwani
UPAJIWA DEWANTARA : Jurnal Ekonomi, Bisnis dan Manajemen Daulat Rakyat Vol 8 No 1 (2024): UPAJIWA DEWANTARA: JURNAL EKONOMI, BISNIS DAN MANAJEMEN DAULAT RAKYAT
Publisher : Universitas Sarjanawiyata Tamansiswa

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Abstract

The objective of this study is to examine the impact of individual and environmental factors on the entrepreneurial behavior of farmers in the Ngargosari sub-district. Additionally, it aims to assess the influence of entrepreneurial behavior on the business performance of farmers, as well as the impact of environmental factors on their business performance. The research employed a quantitative approach utilizing Structural Equation Modeling (SEM) with SmartPLS 4.0 software as the analytical instrument. This study employed purposive sampling, encompassing a cohort of 63 respondents who are farmers residing in Ngargosari Village. The findings indicated that both individual variables and environemental factors has a significant effect on entrepreneurial behavior. Nevertheless, there is no empirical evidence to support the notion that entrepreneurial conduct has a substantial impact on business performance. The study revealed that environmental factors have a significant impact on the business performance of farmers in Ngargosari
Co-Authors Dwi Budiyarti, Nanda Kurniawati, Diana Dwi