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Aryanti, Yosi
Faculty of Shariah of State Institute for Islamic Studies Batusangkar, Indonesia
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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MULTI AKAD (AL-UQUD AL-MURAKKABAH) DI PERBANKAN SYARIAH PERSPEKTIF FIQH MUAMALAH Aryanti, Yosi
JURIS (Jurnal Ilmiah Syariah) Vol 15, No 2 (2016)
Publisher : Faculty of Shariah of State Institute for Islamic Studies Batusangkar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (522.834 KB) | DOI: 10.1234/juris.v15i2.498

Abstract

Multiple Agreement (al-Uqud al-Murakkabah) is one of contemporary agreements in Islamic banking whose implementation develops in line with business developments Multiple Agreement basically is an agreement whic is made by two parties in carrying out transactions that cover two elements or more of agreement, such as trading and ijarah. Agreements in sharia transactions are modified from the existing agreements in which such agreements are found  in almost all sharia products. The development of the uses of agreement need strong analysis concerning the validity of the agreements, especially those whic have been modified. This study therefore aims at presenting perspectives of Islamic schlars (ulama) and their analysis toward the concepts of Multiple Agreement.
REFORMULASI FIQH MUAMALAH TERHADAP PENGEMBANGAN PRODUK PERBANKAN SYARIAH Aryanti, Yosi
JURIS (Jurnal Ilmiah Syariah) Vol 16, No 2 (2017)
Publisher : Faculty of Shariah of State Institute for Islamic Studies Batusangkar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (248.322 KB) | DOI: 10.1234/juris.v16i2.968

Abstract

This study aims to describe the reformulation of fiqh muamalah in order to provide innovation to the products of sharia banking. This research is a library study. Data of the research was obtained from secondary sources which were taken from library materials, such as fiqh, literature, legislation, official document, result of previous research, article, magazine, newspaper, and other sources related to this research . Secondary data is sourced from the primary legal materials in the form of regulations relating to sharia banking. The results showed that: 1) In reformulation of fiqh muamalah required a number of tools and disciplines of sharia as well as some moral principles for the formulation according to sharia and are in the corridor of sharia. The disciplines are ushul fiqh, qawaid fiqh, tasyrik talaq, tasyrik philosophy and maqashid syariah, 2) Fiqh muamalah reformulated through several methods ijtihad, namely ijtihad intiqa'I, ijtihad insya'I, and ijtihad komparasi, and 3) success the future syari'ah banking system will depend a lot on innovation development. This is marked by the ability of syari'ah banks to present attractive, competitive products and facilitate transactions, in accordance with the needs of the community.
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