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All Journal Jurnal Akuntansi Audit dan Perpajakan Indonesia (JAAPI) Karimah Tauhid
Aditya, Delista
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Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences

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Prosedur Pengajuan dan Penyaluran Kredit Pra Purna Bhakti pada Bank X Melani, Maria Magdalena; Aditya, Delista
Karimah Tauhid Vol. 3 No. 11 (2024): Karimah Tauhid
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/karimahtauhid.v3i11.15787

Abstract

Laporan ini menjelaskan mengenai prosedur pengajuan dan penyaluran kredit pra purna bhakti pada Bank X. Penelitian ini mempunyai tujuan untuk memberikan pemahaman mengenai prosedural dalam pengajuan dan penyaluran kredit pra purna bhakti di bank X. Hasil penelitian yang dibahas mengenai prosedur yang dibutuhkan debitur dalam pengajuan kredit pra purna bhakti, prosedur penyaluran dana kredit dari pihak bank kepada debitur, dan mengetahui dokumen-dokumen apa saja yang telah digunakan oleh bank selama proses pengajuan dan penyaluran kredit pra purna bhakti. Dengan demikian, pada saat debitur akan mengajukan kredit pra purna bhakti, pihak debitur sudah mengetahui dokumen yang dibutuhkan sehingga tidak akan terjadi kekurangan dokumen yang diberikan dari pihak debitur kepada kreditur, selain itu penelitian ini agar menjadi pengetahuan bagi debitur, kreditur, dan mahasiswa dalam mengetahui procedural yang ada dalam kredit.
Pengaruh Leverage, Profitabilitas Dan Ukuran Perusahaan Terhadap Kinerja Keuangan Dengan Good Corporate Governance Sebagai Variabel Moderasi Aditya, Delista; Ayi Jamaludin Aziz; Maria Magdalena Melani
JURNAL AKUNTANSI AUDIT DAN PERPAJAKAN INDONESIA (JAAPI) Vol. 6 No. 2 (2025): Jurnal Akuntansi Audit dan Perpajakan Indonesia (JAAPI)
Publisher : Program Studi Akuntansi Fakultas Ekonomi UMN AL Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/jaapi.v6i2.4535

Abstract

This study aims to examine the effect of leverage, profitability, and company size on financial performance. The object of this study is food and beverage companies in 2019-2023. Leverage is measured by Debt to Equity Ratio (DER), Profitability is easured by Net Profit Margin (NPM), Size is measured by total assets, Financial Perfomance is measured by Return on Equity (ROE) and Good Corporate Governance mechanism proxied by Management Ownership. This type of research is quantitative research. This sampel used in this study was obtained uing the purposive sampling method based on previously determined criteria, namely from food and beverages companies. The method used in this study is multiple linear analysis and moderated regression analysis (MRA) using the Eviews program 12. The results of the study indicate that leverage and profitability has an effect on financial performance, Size has no effect on financial performance, good corporate governance is able to moderated the effect of leverage and profitability on financial perfomance (Weakening) and good corporate governance is able to moderated the effect of size on financial perfomances (strengthening).
Co-Authors Aziz, Ayi Jamaludin Maria Magdalena Melani Melani, Maria Magdalena