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All Journal Syntax Literate: Jurnal Ilmiah Indonesia
Menghoung, Seng
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Humanities Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Syntax Literate: Jurnal Ilmiah Indonesia

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A Study on Housing Affordability Problems Among Working Households in Phnom Penh, Cambodia Menghoung, Seng; Noer, Melinda; Verinita, Verinita
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v10i4.58711

Abstract

Phnom Penh’s housing affordability crisis, driven by rapid urbanization and income inequality, disproportionately affects working households, with 78.8% earning ≤ $1,200/month. This study identifies key affordability barriers and evaluates policy solutions to bridge the gap between income and housing costs. A quantitative survey of 151 households analyzed via descriptive statistics, factor analysis (KMO = 0.896), and PIR metrics. Five critical barriers emerged: policy gaps, financial constraints, market dynamics, limited awareness, and alternative preferences. The PIR revealed severe unaffordability (PIR > 5), with only homes priced ≤ $32,400 deemed accessible. Respondents strongly supported low-interest loans (<5%), affordable housing quotas (20%), and financial literacy programs. The study advocates for enforced policy interventions, developer mandates, and multi-sector collaboration, offering a replicable framework for rapidly urbanizing contexts. Findings align with global affordability strategies while addressing Cambodia-specific gaps in policy implementation and financial accessibility.
Co-Authors Melinda Noer Verinita, Verinita