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All Journal Jurnal Ilmiah Ekonomi Islam Cashless
Wafie, Sholeh
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Economics, Econometrics & Finance Social Sciences

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Pemanfaatan Informasi Dan Teknologi Dalam Implementasi Manajemen Pengendalian Risiko Likuiditas Di Bmt Ugt Nusantara Wafie, Sholeh; Segaf, Segaf
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9481

Abstract

Some of the common issues and constraints faced by sharia cooperatives today concern the management of risk management, including liquidity risk. This risk is prone to occur in many sharia cooperatives, the majority is due to the simplicity of the information and technology (IT) systems they have. As a result, a commotion arose from the members because they had lost trust because the Cooperative could not fulfill its obligations to members when withdrawing their deposits. This is due to weak liquidity, and a weak supervisory and control system from managers regarding liquidity needs and time deposits or general term savings that are due. In fact, this function can be replaced by an increase in the latest Information and Technology systems. The use of technology has a very significant role in controlling liquidity risk. This study analyzes the use of information and technology in managing liquidity risk control in the BMT UGT Nusantara Cooperative. The methodological approach used is descriptive qualitative analysis. The results of the study show that the improvement of information and technology systems has a very important role in anticipating the occurrence of liquidity weaknesses.
PERAN MANAJEMEN DALAM MENINGKATKAN KINERJA LEMBAGA KEUANGAN Wafie, Sholeh; Umami, Risa; Sari, Yetma
Cashless : Journal of Sharia Finance and Banking Vol. 3 No. 2 (2025): Cashless : Journal of Sharia Finance and Banking (Oktober)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/cashless.v3i2.1163

Abstract

This study uses qualitative methods to determine the role of management in improving the performance of financial institutions. Specifically, this study aims to examine the role of management which includes human resource management (HR) and management control in an effort to improve employee performance to achieve goals in financial institutions. The results of the study show that the role of management that is structured, planned and can work well in a financial institution has a positive and significant effect on the performance of employees in a financial institution, namely the achievement of a company's goals. Management control is one of the references used to manage existing resources in financial institutions, so that financial institutions are able to get a good image, value and generate profits as expected by the company
Co-Authors Risa Umami Sari, Yetma Segaf Segaf