Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Indonesian Journal of Business Analytics (IJBA)
Nurpramana, Dwitya
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Do Debtor's Business and Welfare Better? Study on Ultra Micro Financing Program in Indonesia Nurpramana, Dwitya; Gumanti, Tatang Ary; Safitri, Julia; Handriani, Eka
Indonesian Journal of Business Analytics Vol. 3 No. 6 (2023): December 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i6.6966

Abstract

Ultra Micro Financing is a government program that aims to improve the welfare of micro, small and medium businesses. This article aims to analyse the influence of Ultra Micro Financing on business and debtor welfare. There are 234 debtors as respondents. Analysis uses the Wilcoxon signed rank test. The variables for the debtor's business are business assets and business turnover, while debtor welfare are electricity costs and consumption expenditure. The results show that there has been an increase in the average debtor business as measured by business assets per year, increasing by 38.94% and business turnover per year increasing by 18.50%. Debtor welfare as measured by monthly electricity costs increased by 9.64% and per capita consumption expenditure per week increased by 12.50%.
Co-Authors Eka Handriani Safitri, Julia Tatang Ary Gumanti