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All Journal Ekspektasi: Jurnal Pendidikan Ekonomi
Jelita Via, Maria
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Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Faktor - Faktor Yang Mempengaruhi Kredit Macet Pada Koperasi Pintu Air Rosalia Parera, Helena; Jelita Via, Maria
Ekspektasi: Jurnal Pendidikan Ekonomi Vol. 10 No. 1 (2025): Juni
Publisher : Program Studi Pendidikan Ekonomi FKIP Universitas Flores

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37478/jpe.v10i1.5928

Abstract

This research aims to analyze the financing management in cooperatives and the factors influencing bad credit. The methodology used in this study is a quantitative approach with data collection techniques through questionnaires distributed to cooperative members. The results show that cooperative financing management is significantly influenced by internal factors such as risk management, credit policy, and monitoring, as well as external factors like economic conditions and government policies. Further discussion indicates that enhancing risk management strategies and implementing stricter credit policies can reduce the risk of bad credit. The conclusion of this research emphasizes the importance of improving financing management and credit policies in cooperatives to increase their stability and sustainability.
Co-Authors Helena Rosalia Parera