Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Journal of Research on Business and Tourism Jurnal Signal
NIK ROSELEY, NIK ROSELINA
Unknown Affiliation
Humanities Environmental Science Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
A Trend Analysis of Business Funding Patterns and Sources Among Student Entrepreneurs at the Institute of Higher Learning Level : Implications for Entrepreneurship Education and Support Programs Ikhsan, Nurzaki; MOHD ALIAS, MOHD AZUAN; NIK ROSELEY, NIK ROSELINA; HASAN, ZAKIYAH
Journal of Research on Business and Tourism Vol. 3 No. 2 (2023): Journal of Research on Business and Tourism
Publisher : Lembaga Penelitian Publikasi dan Pengabdian Masyarakat LSPR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37535/104003220231

Abstract

Business funding plays a pivotal role in facilitating entrepreneurial ventures, enabling them to initiate or expand their businesses effectively. Diverse funding sources, such as personal savings, venture capital, business angels, business loans, and government assistance, have been recognized as crucial means of financial support. However, for student entrepreneurs currently pursuing higher education, the suitability of these funding options is subject to several complexities. The inexperience in commencing a business, the commitment to academic pursuits, and adherence to specific student policies and eligibility criteria necessitate a more tailored analysis. Therefore, this paper delves into a trend analysis of business funding exclusively among student entrepreneurs. Drawing on data sourced from the esteemed Malaysian Academy of SME & Entrepreneurship Development (MASMED), at Universiti Teknologi MARA (UiTM), Malaysia, this study investigates business funding sources, business funds secured, business categories, and the level of student involvement over multiple years. This empirical examination and subsequent discussion provide invaluable insights into discerning patterns and shifts in student entrepreneurial business funding strategies. By scrutinizing these trends, a prediction students' decisions to venture into entrepreneurship, particularly with regards to securing adequate business funding can be developed. Furthermore, this study's findings pave the way for more comprehensive investigations, guiding potential policy enforcements in both governmental and private sectors pertaining to business funding. Ultimately, the elucidation of these trends contributes to fostering an ecosystem conducive to the growth and sustenance of student-led enterprises, unlocking new avenues for economic and societal development.
THE LACK OF INTEREST IN LOAN ACQUISITION AMONG UNIVERSITY STUDENT ENTREPRENEURS Alias, Mohd Azuan Mohd; Hasan, Zakiyah; Nik Roseley, Nik Roselina; Ikhsan, Nurzaki
JURNAL SIGNAL Vol 12 No 1 (2024): JURNAL SIGNAL
Publisher : Universitas Swadaya Gunung Jati

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The critical role of entrepreneurship in stimulating innovation and fostering economic growth is well-recognized in academic and policy circles. Specifically, university student entrepreneurs represent a dynamic demographic that contributes to this financial and innovative drive. Student entrepreneurs often face considerable challenges in starting and growing their businesses despite their potential. One of the key obstacles is the procurement of necessary capital to fund their entrepreneurial ventures. While many financial institutions offer a variety of loan schemes specifically designed to facilitate entrepreneurship, there is a noticeable reluctance among student entrepreneurs to take advantage of these financial products. Few studies have investigated the reasons for and consequences of this hesitation towards these financing mechanisms within academic institutions. This paper proposes a conceptual research framework related to the issue of lack of interest in loan acquisition among student entrepreneurs, a complex problem with potential long-term implications. The framework situates acquiring and using information within several contextual factors. By investigating the factors behind this lack of interest, this study aims to understand better student entrepreneurs’ financial behaviours, which could inform the design of financial products and support measures that cater to their specific needs. This research has the potential to significantly impact the strategies of financial institutions, policymakers, and university entrepreneurship programs, ultimately fostering the growth of student entrepreneurship. Keywords: Factors, Lack of Interest, Role of Loan, Loan Acquisition, Student Entrepreneurs
Co-Authors Alias, Mohd Azuan Mohd Hasan, Zakiyah Ikhsan, Nurzaki MOHD ALIAS, MOHD AZUAN