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All Journal Jurnal Inovasi Bisnis (Inovbiz) Prosiding Working Papers Series In Management BALANCE: Jurnal Akuntansi, Auditing dan Keuangan MBIA Jurnal Akademi Akuntansi (JAA) Jurnal Bakti Masyarakat Indonesia Journal of Innovation and Community Engagement Journal of International Conference Proceedings Jurnal Ilmiah Akuntansi dan Keuangan
Utami, Novia
Fakultas Ekonomi Dan Bisnis, Universitas Katolik Indonesia Atma Jaya
Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Journal : Journal of International Conference Proceedings

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The Effect of Fintech Implementation on The Performance of SMEs Novia Utami; Marsiana Luciana Sitanggang
Journal of International Conference Proceedings Vol 4, No 3 (2021): 2021 WIMAYA International Conference of Economics and Business
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v4i3.1342

Abstract

The emergence of FinTech has now made the unstoppable growth of technology in this digital era complete. Defined as technology-based financial services, FinTech allows transactions to be processed anywhere and anytime. It has provided small and medium enterprises (SMEs) with advantages, from provision of capital funding to ease of transactions that supports growth in SMEs. This study aims to identify how FinTech adoption and financial literacy affect Indonesian SMEs’ performance. Online questionnaires were distributed among respondents—100 business owners—selected using convenience sampling technique, and data were then analyzed using OLS regression. It was later found that FinTech adoption positively and significantly influences SMEs’ performance. Financial literacy, at the same time, strengthen the association between FinTech adoption and SMEs’ performance.
Co-Authors Adji Pratikto Ari Setiyaningrum Hery Pramono Marsiana Luciana Sitanggang Marsiana Luciana Sitanggang Salim, Lina Selvi Arifin Siti Saadah Sri Hapsari Wijayanti Teresia Angelia Kusumahadi Thia Margeretha Tarigan