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All Journal Jurnal Management Risiko dan Keuangan
Aulia Falyauma Risky
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Decision Sciences, Operations Research & Management

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Analyzing The Impact of Financial Literacy on Investment Interest with Locus of Control as The Mediating Variable Aulia Falyauma Risky; Mychelia Champaca
Jurnal Management Risiko dan Keuangan Vol. 4 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jmrk.2025.04.2.08

Abstract

Purpose – This study aims to analyze the effects of financial behavior and financial literacy on investment interest among graduate students of the Faculty of Economics and Business, Universitas Brawijaya, with locus of control as a moderating variable.    Design/methodology/approach – This replication study uses a quantitative approach with primary data collected through surveys. Respondents were selected using purposive sampling. The data were analyzed using multiple linear regression to test the relationships among variables.   Findings – The results show that financial behavior and financial literacy significantly influence investment interest. However, locus of control does not moderate the relationship between financial literacy and investment interest.   Originality/value – This study contributes to behavioral finance literature by examining the combined effects of financial behavior, financial literacy, and psychological factors on investment interest in a university student context.
Co-Authors Mychelia Champaca