Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL
Rizkina, Dinda
Unknown Affiliation
Education Social Sciences Other

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
THE INFLUENCE OF FINANCIAL LITERACY, FINANCIAL BEHAVIOR, FINANCIAL TECHNOLOGY, AND OVERCONFIDENCE ON INVESTMENT DECISIONS AMONG GENERATION Z Rizkina, Dinda; Handayani, Desi; Surya, Firman
SOSIOEDUKASI Vol 14 No 4 (2025): SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universaitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/sosioedukasi.v14i4.6376

Abstract

Effective individual investment decision-making relates to one's level of financial literacy and behavior. Generation Z, which is characterized by digital adaptability, shows varying levels of financial understanding and confidence in managing investments. Meanwhile, the development of financial technology provides easier digital access to various investment platforms. This study aims to determine the effect of financial literacy, financial behavior, financial technology, and overconfidence on investment decisions among Generation Z in Padang City. This study uses a quantitative approach. Data were collected through the distribution of questionnaires to respondents. The population in this study consists of Generation Z individuals in Padang City, with a total sample of 545 respondents obtained using random sampling techniques. The results of this study show that financial literacy has a significant effect on investment decisions. Financial behavior also significantly influences investment decisions. Financial technology is also proven to have a significant effect. Likewise, overconfidence has a significant influence on investment decisions. The study also indicates that financial literacy, financial behavior, financial technology, and overconfidence simultaneously have a significant influence on investment decisions.
Co-Authors Desi Handayani