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All Journal Jurnal Riset Mahasiswa Akuntansi
Saupiati, Intan artika
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Economics, Econometrics & Finance

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Pengaruh Literasi Keuangan Dan Kepribadian Wirausaha Terhadap Kinerja Manajerial pada UMKM Di Sukarara Lombok Tengah Saupiati, Intan artika; Indriani, Eni
Jurnal Riset Mahasiswa Akuntansi Vol. 5 No. 4 (2025): Jurnal Riset Mahasiswa Akuntansi, Desember 2025
Publisher : Fakultas Ekonomi dan Bisnis Unram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risma.v5i4.1876

Abstract

This study aims to analyze the influence of financial literacy and entrepreneurial personality on the managerial performance of MSME actors in Sukarara Village, Central Lombok. A quantitative approach was employed using multiple linear regression analysis. The sample consisted of 32 MSME actors selected through purposive sampling. The results indicate that partially, financial literacy has a positive and significant effect on managerial performance, while entrepreneurial personality shows no significant effect. Simultaneously, both variables do not significantly affect managerial performance, with an adjusted R² of 9.5%. This suggests that other factors play a more dominant role in influencing managerial performance. The study recommends continuous improvement in financial literacy and a holistic approach including external variables such as market access and technology to comprehensively enhance MSME managerial performance.
Co-Authors Eni Indriani