Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal JPS (Jurnal Perbankan Syariah)
Widiyawati, Iin
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Influence of Competition, Financing Risk, and Capital Adequacy on the Stability of Islamic Commercial Banks in Indonesia Umiyati; Widiyawati, Iin
JPS (Jurnal Perbankan Syariah) Vol 6 No 2 (2025): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v6i2.2660

Abstract

This study aims to analyze the influence of competition, financing risk, and capital adequacy on the stability of Islamic commercial banks in Indonesia. The research used panel data regression methods on 10 Islamic commercial banks in Indonesia from 2019–2023. The Z-Score approach was employed to measure bank stability. The results show that financing risk and capital adequacy significantly affect bank stability, while competition does not have a significant effect. Simultaneously, all three variables significantly influence stability. The findings emphasize the importance of improving risk management and capital reserves in maintaining financial stability amid increasing competition in the Islamic banking sector.
Co-Authors Umiyati