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Utilization of Islamic Fintech with a Crowdfunding Method to Optimize Zakat Fund Collection Alya Fadila Hilman, Naila; Maman Pathulrohman, Dede; Siska Sintia Muhtari, Pricila; Fauziah, Raihani; Ghifary Alba Wahyudi, Araya
Gunung Djati Conference Series Vol. 60 (2025): The 10th Conference Series Learning Class: Religious and Social Humaniora
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

This research aims to provide an alternative to collecting zakat funds by utilising a digital platform that facilitates the community in terms of distribution and collection of funds. Optimising the use of zakat funds can solve social challenges such as poverty and income inequality. This research uses qualitative methods to analyse the factors and barriers in zakat payment from various sources, with the aim of understanding more deeply about the optimisation of zakat fund collection by considering the problems faced by the community. This research found that the financial technology system with crowdfunding method is able to optimise the collection and distribution of funds that allow individuals or groups to contribute funds collectively, in this case zakat. The cooperation between financial technology platform providers and Lembaga Amil Zakat (LAZ) has enabled muzaki to pay zakat flexibly, through transfer payment and selection of trusted amil, using only internet access. This method will expand the reach of zakat fund recipients and collectors. Although this payment model has started to be used by Badan Amil Zakat Nasional (BAZNAS) and Islamic banks, it has not been fully optimised in Indonesia. The main challenges include uneven accessibility for all levels of society and limited digital literacy.
Sertifikasi Halal sebagai Strategi Peningkatan Kepercayaan Konsumen dan Profesionalitas Usaha: Studi Kasus Donat Qmeuli Tasikmalaya Auliya, Shofura; Fajri Muharam, Muhamad; Nurdiansyah, Irdan; Ghifary Alba Wahyudi, Araya
Gunung Djati Conference Series Vol. 63 (2026): The 11th Conference Series Learning Class: Religious and Social Humaniora
Publisher : UIN Sunan Gunung Djati Bandung

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This qualitative case study analyzes the implementation of halal certification at Donat Qmeuli, a microenterprise in Tasikmalaya City, and its impact on consumer trust. Data were collected through in-depth interview with the owner and direct observation of the production process on November 12, 2025. The findings show that halal certification was systematically implemented with P3H assistance, verification of certified raw materials, and hygienic practices reflecting the halalan thayyiban principle, despite the absence of comprehensive written SOPs. Although certification did not directly boost sales, it significantly enhanced consumer confidence, strengthened the business’s professional image, and facilitated partnerships with modern retailers requiring halal legality. The study emphasizes the need for continuous halal literacy programs and administrative support for SMEs. Limited to a single case, future research should expand to multiple bakery SMEs for a more comprehensive mapping of halal implementation.