Inayah Mutiara Beffilia
Unknown Affiliation

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

The Influence of Financial Knowledge Management and Members' Investment Behavior on the Performance of the Cahaya Cooperative, UPT PLN (Persero) South Sumatra Inayah Mutiara Beffilia; Isni Andriana; Muizzuddin
International Journal of Economics Accounting and Management Vol. 2 No. 4 (2025): IJEAM - November 2025
Publisher : PT. INOVASI TEKNOLOGI KOMPUTER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60076/ijeam.v2i4.1656

Abstract

This study aims to analyze the role of Financial Knowledge Management (KMK) on Cooperative Performance (KK), with Member Investment Behavior (PIA) as a mediating variable, using a quantitative approach on 80 active members of Cahaya Cooperative UPT Palembang. The results of the instrument validity and reliability tests showed very good consistency (ɑ 0.82). Regression analysis proved that KMK had a significant positive effect on PIA (ꟓ=0.611; R^2=0.520), PIA had a significant positive effect on KK (ꟓ=0.580; R^2=0.490), and KMK also had a significant positive direct effect on KK (ꟓ=0.552). The key finding is that PIA is proven to partially mediate the effect of KMK on KK, which confirms that KMK not only improves performance directly, but also through increasing member investment participation. Theoretically, these results are consistent with Resource-Based Theory (RBT), which positions Financial Knowledge Management as a strategic resource that creates capabilities (member investment behavior) to produce sustainable cooperative performance excellence.