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All Journal Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Moneter : Jurnal Ekonomi dan Keuangan
Nur Alya Amalia
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Faktor Faktor yang Mempengaruhi Tingkat Permintaan Selain Harga di Pasar Induk Sangatta Utara Nur Alya Amalia; Lucia Chandra Dewi; Muhammad Sainil Abidin; Novita Putri Rahayu
Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset Vol. 3 No. 1 (2025): Januari : Jurnal Penelitian Manajemen dan Inovasi Riset
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/lokawati.v3i1.1498

Abstract

This research aims to find out what factors can influence the level of demand other than price in the North Sangatta main market. This type of research is field research, with a qualitative descriptive approach. The data collection techniques used in this research are interviews, observation and documentation. The data analysis used in this research is qualitative descriptive, through several stages, the first stage is data reduction, the second stage is data presentation, and the final stage is drawing conclusions. The results of this research show that there are several factors that influence the level of demand from the consumer's point of view and the producer's point of view in the main market of North Sumatra. From the consumer's point of view, factors that influence the level of demand include the size and shape of goods or services, promotions and discounts, and income. monthly, from the producer's point of view, including consumer behavior (consumer tastes), quality of goods, certain seasons or weather, and prices of other goods.
Analysis of the Profitability Ratio as Empirical Evidence of Financial Performance in PT Bank Central Asia Tbk Listed on the IDX Nur Alya Amalia; Muh. Sainil Abidin; Totok Adi Prasetyo
Moneter : Jurnal Ekonomi dan Keuangan Vol. 4 No. 3 (2026): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v4i3.2437

Abstract

This study aims to analyze the financial performance of PT Bank Central Asia Tbk in terms of profitability ratios during the 2022–2025 period. The research method used is a descriptive quantitative approach utilizing secondary data in the form of the company's annual financial reports obtained through the Indonesia Stock Exchange. Profitability measurement is proxied through three main indicators: Return on Assets (ROA), Return on Equity (ROE), and Return on Investment (ROI) based on total productive assets. The analysis results show that during the observation period, PT Bank Central Asia Tbk was able to maintain very strong and stable financial performance. The average ROA value was recorded at 3.50%, which is well above Bank Indonesia's health standards. Meanwhile, effective equity management resulted in a very competitive average ROE of 20.13%, and strategic fund allocation resulted in an average ROI of 3.81%. Overall, this empirical evidence confirms the very high efficiency in the utilization of operational assets and optimization of the capital structure to provide maximum returns for shareholders with prudent risk management.
Co-Authors Lucia Chandra Dewi Muh. Sainil Abidin Muhammad Sainil Abidin Novita Putri Rahayu Totok Adi Prasetyo