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All Journal Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah
Olivia Renata
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Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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PENGARUH KEBIASAAN SELF-REWARD TERHADAP KONDISI KEUANGAN PRIBADI MAHASISWA Olivia Renata; Atika Kahla Nazori; Nyimas Khansa Nisrina Auditra; Alya Zahirah Handayani; Sriayu Wulandari Sufansya
Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah Vol. 1 No. 6 (2025): Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah (Bulan Desember 2025)
Publisher : PT. Saha Kreasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64788/ar-rasyid.v1i6.132

Abstract

This study aims to determine the influence of self-reward habits on students’ personal financial behavior. The phenomenon of self-reward is commonly found among young adults, particularly university students who often give themselves rewards after completing assignments, exams, or specific tasks. However, this habit may affect personal financial management when practiced without proper planning. The research employed a quantitative method with a descriptive associative approach. Data were collected through questionnaires distributed to 30 active students at Sriwijaya University. The data were analyzed using a simple linear regression test. The results indicate that self-reward has a positive and significant effect on students’ personal financial behavior. The more frequently students engage in self-reward, the higher their tendency to exhibit consumptive behavior and lack planning in managing their finances.
Co-Authors Alya Zahirah Handayani Atika Kahla Nazori Nyimas Khansa Nisrina Auditra Sriayu Wulandari Sufansya